Cards MAXED out , will primary help get new ones?

[myfarouco]

my cards are nearly all maxed out , i want to know , if i did primary like creditstrong and authorizedusers to make it look like it s usage   low . will i be able to get new cards ?

[Varsity_Lu]

Wut?

[JoeRockhead]

Products like credit strong, self, kikoff are not going to benefit you.   Ditto for being added as an Authorized User on any kind of credit cards.  Lenders are judging you, and will continue to judge your credit worthiness based on how you manage the credit that is in your name. 

If your credit cards are maxed out, Id recommend against applying for anything new and be more concerned with getting your balances paid down in order to avoid balance chasing and the closure of the accounts you have.    

[myfarouco]

primary like credit stroong , they give a primary account not au of 5000$ credit card , real card just you can t use it 

[JoeRockhead]

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@myfarouco wrote:

primary like credit stroong , they give a primary account not au of 5000$ credit card , real card just you can t use it 

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I have a long history of strongly disagreeing with the use of these types of products.  They have high fees, high interest, and you don't get use of any of the money until all payments have been made.  They will make little (if any) positive impact on your scores considering they're suffering because of your high reported utilization.   As I said above, I would focus strictly on getting your balances paid down before looking for any more credit. 

[FicoMike0]

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@myfarouco wrote:

primary like credit stroong , they give a primary account not au of 5000$ credit card , real card just you can t use it 

Wa'choo talk'in 'bout, Willis?

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[Jeffster1]

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@myfarouco wrote:

my cards are nearly all maxed out , i want to know , if i did primary like creditstrong and authorizedusers to make it look like it s usage   low . will i be able to get new cards ?

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"How to say you have no intention of paying down your debt without saying that you have no intention of paying down your debt."

[ptatohed]

You need less cards, not more.  Unless you don't plan to pay off your cards?  

[Jeffster1]

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@ptatohed wrote:

You need less cards, not more.  Unless you don't plan to pay off your cards?  

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Duh.

[Thomas_Thumb]

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@Jeffster1 wrote:

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@myfarouco wrote:

my cards are nearly all maxed out , i want to know , if i did primary like creditstrong and authorizedusers to make it look like it s usage   low . will i be able to get new cards ?

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"How to say you have no intention of paying down your debt without saying that you have no intention of paying down your debt."

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A bust out profile in the making.