Cash back debit card accounts without strings attached?

[kremonis]

Cash back debit card accounts are a dime a dozen. Almost all the ones I have heard of fall under the Kasasa brand and have a lot of hoops to jump through to get the cash back. For example, you may have make 12-15 signature debit cards transactions and have a $500 or direct deposit to qualify for the cash back.

Affinity Federal Credit Union is unique. It has cash back debit card account with no strings. It does not appear to branded or affiliated with the Kasasa brand. You get 1% cash back capped on $1000 spend for a maximum $10 cash back per month. No minimum debit card transactions and no direct deposit requirements.

Are any other cash back debit card accounts, like the one at Affinity Federal Credit Union, with no strings attached. Preferably anyone could join?

EDIT: Here is one : https://www.quontic.com/banking/checking/cash-rewards-checking/

Edit 2: Never mind Quontic bank. They have scathing reviews at depositaccounts.com

@Bill77 

Unfortunately, I have read Discover cash back debit card does not work with PayPal bill pay like Affinity does. That is a must have for me.

[Bill77]

Discover has a 1% debit.  Up to $3000 a month.

[C6]

Why use debit when you can get 2%+ using credit?

[kremonis]

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@C6 wrote:

Why use debit when you can get 2%+ using credit?

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@C6 

Some billers charge exorbitant fees to use credit cards that negate the cash back from the credit cards. For example, my landlord's on line rent payment platform, charges a flat fee for debit cards and about 3% fee for credit cards (I miss Paypal Key so munch).

Also, if a bill pay system lets use a debit card to pay all your bills you might as well use a cash back debit card.

[Anonymous]

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@kremonis wrote:

Unfortunately, I have read Discover cash back debit card does not work with PayPal bill pay like Affinity does. That is a must have for me.

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How about the Paypal business debit.   I think that pays 1% up to a reasonable cap.  And maybe that will work with bill pay

[Anonymous]

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@Anonymous wrote:

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@kremonis wrote:

Unfortunately, I have read Discover cash back debit card does not work with PayPal bill pay like Affinity does. That is a must have for me.

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How about the Paypal business debit.   I think that pays 1% up to a reasonable cap.  And maybe that will work with bill pay

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ETA: or is Paypal bill pay only on consumer accounts?   I have both and get confused as to what is available where

[cr101]

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@kremonis wrote:

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Unfortunately, I have read Discover cash back debit card does not work with PayPal bill pay like Affinity does. That is a must have for me.

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What do you mean by PayPal bill pay? Are you referring to paying with PayPal online or paying the PayPal credit card with your debit card?

[Anonymous]

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@cr101 wrote:

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@kremonis wrote:

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Unfortunately, I have read Discover cash back debit card does not work with PayPal bill pay like Affinity does. That is a must have for me.

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What do you mean by PayPal bill pay? Are you referring to paying with PayPal online or paying the PayPal credit card with your debit card?

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I assume the reference is to the "Pay your Bills" feature in Paypal, where you can pay various merchants (you cannot add ones not already in the list) and charge to any credit or debit card.   The merchant receives a check or ACH transaction

[cr101]

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@Anonymous wrote:

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@cr101 wrote:

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@kremonis wrote:

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Unfortunately, I have read Discover cash back debit card does not work with PayPal bill pay like Affinity does. That is a must have for me.

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What do you mean by PayPal bill pay? Are you referring to paying with PayPal online or paying the PayPal credit card with your debit card?

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I assume the reference is to the "Pay your Bills" feature in Paypal, where you can pay various merchants (you cannot add ones not already in the list) and charge to any credit or debit card.   The merchant receives a check or ACH transaction

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Okay, I found it. This is awesome! Thanks so much! 

You can't use credit card anymore. Man, if they did...or if they allowed you to use PP Key as the debit card source when PayPal still allowed you to link PP Key to credit cards, dude 🤣

[Anonymous]

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@cr101 wrote:

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Okay, I found it. This is awesome! Thanks so much! 

You can't use credit card anymore. Man, if they did...or if they allowed you to use PP Key as the debit card source when PayPal still allowed you to link PP Key to credit cards, dude 🤣

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You worried me, I was just able to pay using a credit card.  What issue did you get?