@Anonymous wrote:
Any Finn (by Chase) Checking customers get pre-approvals in branch like a typical chase account? My Finn accounts are listed when I log into my Chase accounts. Just curious since they seem to be seperate yet in some ways they are not.
Btw if anyone is Interestsd in a easy $100 they are easy to open, no Chex, make 10 transactions and then they give you a $100 within 10 days. Oh, you have to have an iPhone and use the app to apply. Android is coming but I think you need to sign up for their waiting list for it.
Is this bonus available if you already have a regular Chase checking account?
When you apply, it will ask you if you already have an existing Chase account. The $100 bonus did apply to me, I guess since the only account I have with them is non checking or savings related. But If you already have an existing Chase Checking or Savings, the $100 does not apply anymore. See disclosure below:
@outofcredit wrote:
@Anonymous wrote:
Any Finn (by Chase) Checking customers get pre-approvals in branch like a typical chase account? My Finn accounts are listed when I log into my Chase accounts. Just curious since they seem to be seperate yet in some ways they are not.
Btw if anyone is Interestsd in a easy $100 they are easy to open, no Chex, make 10 transactions and then they give you a $100 within 10 days. Oh, you have to have an iPhone and use the app to apply. Android is coming but I think you need to sign up for their waiting list for it.Is this bonus available if you already have a regular Chase checking account?
@Anonymous wrote:When you apply, it will ask you if you already have an existing Chase account. I hit Yes and it led me to the main page to log in and my basic information is already pre-filled out. I submitted and it automatically applied the $100.00 coupon to the newly opened account. You just need to make 10 transactions to meet the $100 bonus.
@outofcredit wrote:
@Anonymous wrote:
Any Finn (by Chase) Checking customers get pre-approvals in branch like a typical chase account? My Finn accounts are listed when I log into my Chase accounts. Just curious since they seem to be seperate yet in some ways they are not.
Btw if anyone is Interestsd in a easy $100 they are easy to open, no Chex, make 10 transactions and then they give you a $100 within 10 days. Oh, you have to have an iPhone and use the app to apply. Android is coming but I think you need to sign up for their waiting list for it.Is this bonus available if you already have a regular Chase checking account?
I already received the 300 Chase bonus for opening a total checking account back in March 2018. I guess my real question is does the one Chase checking bonus per year rule include the account?
*edit* Just saw your updated post about current account holders so I guess I don't qualify this year.
Any updates if those who signed up for Finn are able to receive/are receiving Chase offers for credit cards?
@Anonymous wrote:Having a preexisting Chase relationship won’t help with offers. For instance, you have a top credit score and no previous relationship with Chase, you would qualify for their current offerings.
The Finn account reduces branch overhead and is low cost deposits for Chase. The promotion offer is a good deal because there is no minimum balance requirement and no need to close out the account. Plus if you do have additional funds to deposit or withdraw, Chase has loads of ATM’s available so a large check over mobile deposit limits or cash deposits and withdrawls can be done at their ATM’s.
We're talking credit card pre-approvals or some sort of other offers? I know nothing about Finn except to know I don't qualify for it, but that said...
Chase has done relationship banking for a while regardless of your credit sins; actually I'd argue if you have enough money (which looks supiciously like their Sapphire Banking line these days) on deposit with Chase you can still get various credit card offers, case in point Chase has always been good to me (other than when I failed 5/24 cause I couldn't have predicted the CSR release) even when I still had glaring and open tax liens litterred all over my file.
It's not just about FICO score, yes you can wander off the street with an 800 Experian FICO 8 or whatever and Chase will happily take your business, anecdotally they did absolutely righteous by me, and they made it absolutely explicit late last year with their calendar Q3 internal presentation (which I got to see when I talked to a CPC banker about the then new Sapphire Banking product), and Finn is just another avenue into a customer base that they just weren't getting in the front door with their traditional products.
Sticky customers are good customers, that applies to banks as well as all the tech darlings in the market these days.
