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Chase rejected my saving and checking account application?

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xellos2099
Valued Member

Chase rejected my saving and checking account application?

I noticed Chase got a pretty good bonus offer for doing both saving and checking account so io want to build relatiuon with them since freedom unlimited get that 5% gorcery.   I tried to apply for it but was rejected.   I started Allaint checking/Saving and Well Fargo checking in September and those went fine.   Do i need to wait longer before starting another account?

Message 1 of 9
8 REPLIES 8
GZG
Senior Contributor

Re: Chase rejected my saving and checking account application?


@xellos2099 wrote:

I noticed Chase got a pretty good bonus offer for doing both saving and checking account so io want to build relatiuon with them since freedom unlimited get that 5% gorcery.   I tried to apply for it but was rejected.   I started Allaint checking/Saving and Well Fargo checking in September and those went fine.   Do i need to wait longer before starting another account?


unless you have some negative EWS information, I imagine it's just identity concerns and you have to go in branch

 

unfreeze your credit as well, it will be a soft pull somewhere, probably location dependent 

Starting FICO 8:
Current FICO 8:



3/6, 3/12, 7/24 new accounts
Message 2 of 9
xellos2099
Valued Member

Re: Chase rejected my saving and checking account application?

EWS?  Anyway, my experian was unlocked buyt equifax was freezed.  

Message 3 of 9
Brian_Earl_Spilner
Credit Mentor

Re: Chase rejected my saving and checking account application?


@xellos2099 wrote:

EWS?  Anyway, my experian was unlocked buyt equifax was freezed.  


Early Warning System. Like chexsystem only more intrusive. 

    
Message 4 of 9
xellos2099
Valued Member

Re: Chase rejected my saving and checking account application?

Wait for the letter first or just unlock my equifax and then just go to my local banch?

Message 5 of 9
GZG
Senior Contributor

Re: Chase rejected my saving and checking account application?


@xellos2099 wrote:

Wait for the letter first or just unlock my equifax and then just go to my local banch?


I would just unlock eq and go to a branch with id + credit card

 

social security card could be a nice to bring, I didn't need it but they could technically ask for it if you don't want to risk a second trip

 

there's also this (which you can do in branch): https://www.doctorofcredit.com/targeted-chase-900-checking-savings-bonus/ 

Starting FICO 8:
Current FICO 8:



3/6, 3/12, 7/24 new accounts
Message 6 of 9
xellos2099
Valued Member

Re: Chase rejected my saving and checking account application?

Why would i need to bring a credit card?

Message 7 of 9
MarkintheHV
Frequent Contributor

Re: Chase rejected my saving and checking account application?

I had the same issue with BoA a while ago, once I realized that my reports were frozen, I unfroze reapplied and was immediately approved.

Active Cards In My Wallet: AmEx BCP - $70k | AmEx Delta Reserve Biz - 13k | NFCU Flagship Visa - 80k
Inactive Cards Sock drawered: Citi AA World MC - $20.5k | Discover IT - $10k | Citi CCR - $43,500


Message 8 of 9
NoMoreE46
Community Leader
Senior Contributor

Re: Chase rejected my saving and checking account application?

I have the same problem.  I wanted to open a checking acct with Chase to get a SUB.

 

I have tried four times over the last 6 weeks but have given up.   Each failure

indicated that a letter would explain but none have appeared. 
My CRAs were thawed.  I dunno and the nearest branch is over 90 miles so I ain't driving to one.

 

 

 

 

Message 9 of 9
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