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Citi Gold checking

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Creditplz
Valued Contributor

Citi Gold checking

So since I'm in the garden I felt like I wanted a bonus... I went into Citi Bank yesterday and opened up a Citi Gold checking with $25,000 from my savings (I know to remove the MF it's 50k)... I was talking to the "personal wealth management" manger in the branch and told him I'm looking to apply for the Citi Prestiege in 2017.. He told me UW looks very deeply at previous ties to Citi?? What do you guys think?. Oh and I like how in branch we have our own window!! I've never been in a Citibank till yesterday.
Message 1 of 6
5 REPLIES 5
B335is
Moderator Emeritus

Re: Citi Gold checking

While they may look deeply at you personal finance relationship, they most likely scrutinize your CR equally if not more so. With the nerfing that just occurred that may change and they may loosen up underwriting for the Prestige but nobody knows for sure (except them).
Message 2 of 6
tacpoly
Established Contributor

Re: Citi Gold checking

Just remember that CitiGold will revert to a minimum balance requirement of $250,000 starting November.
Message 3 of 6
Creditplz
Valued Contributor

Re: Citi Gold checking

Just got a call.. They need a copy of my SS card and a utility bill not that I care hahaha
Message 4 of 6
johnathanwong
New Member

Re: Citi Gold checking

2012 Charged off 8 grand after some late

 

2012 2011 2010

120120OKOKOK       
OKOKOKOKOKOKOKOKOKOK6090
OKOKOKOKOKOKOKOK606090OK

 

2015 First card citi prestige with 8k limit. 

 

2016 auto CLI to 15k

 

Citigold member  since 2014

 

Message 5 of 6
Creditplz
Valued Contributor

Re: Citi Gold checking

Wow nice!! I opened a Citigold and a High interest checking from BofA along with a Business account
Message 6 of 6
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