So since I'm in the garden I felt like I wanted a bonus... I went into Citi Bank yesterday and opened up a Citi Gold checking with $25,000 from my savings (I know to remove the MF it's 50k)... I was talking to the "personal wealth management" manger in the branch and told him I'm looking to apply for the Citi Prestiege in 2017.. He told me UW looks very deeply at previous ties to Citi?? What do you guys think?. Oh and I like how in branch we have our own window!! I've never been in a Citibank till yesterday.
While they may look deeply at you personal finance relationship, they most likely scrutinize your CR equally if not more so. With the nerfing that just occurred that may change and they may loosen up underwriting for the Prestige but nobody knows for sure (except them).
