Comenity High Yield Savings?

[Anonymous]

Hello, I saw an ad today for this on Facebook...Does anyone have? Hard pull? Would it benefit the relationship with them? I had several cards, they started closing, balance chasing etc a while back. Im wondering if getting this would help try to rebuild with them. I have one with Amex, and its fairly new, so I havent had an opportunity to see how it assists with them to compare it to.

[FinStar]

Unfortunately, having this product doesn't improve the odds of approval.

If your overall profile is in decent shape or you've managed to optimize things since the last adverse action instances, there should be no reason why you couldn't qualify for one of their cards.  You can try the shopping cart trick (SCT) just to gauge the odds without submitting the application.  Just use it with caution.

https://ficoforums.myfico.com/t5/Credit-Card-Applications/The-Newest-SP-SCT-Alive-Again/td-p/5655276