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That's a nice benefit. But unless Uber is cheaper than driving your own car to work, it's probably not cost effective to use Uber for commuting.
If you want CC rewards for commuting, get a card that earns higher rewards on gas, like the BoA Cash Rewards.
Then use the pretax money you put aside to pay for the gas, car maintenance etc.
@TheBoondocks wrote:
Hey guys, just heard good news. My job is offering pre-tax commuting benefits where I get to save put up $265/m when it comes to commuting. Since I have a car, and I have the Chase Reserve as well, this would benefit me if I use Uber a lot right? But then I would be burning money just for using Uber back and forth lol.
You'd be putting your Uber (note: Uber Pool only on this plan) rides on a Transit debit card, so your Chase Reserve doesn't come into play. Pre-tax is still a much better savings, though.
If you are driving to work currently and have to pay to park, your employer should be offering a pre-tax parking option as well.
@Anonymous wrote:That's a nice benefit. But unless Uber is cheaper than driving your own car to work, it's probably not cost effective to use Uber for commuting.
If you want CC rewards for commuting, get a card that earns higher rewards on gas, like the BoA Cash Rewards.
Then use the pretax money you put aside to pay for the gas, car maintenance etc.
Not applicable, unfortunately. Can only be used for mass transit and Uber Pool.
@TheBoondocks wrote:
Wait, so could I pay with my Reserve and then have the transit debit card reimburse me? Cause that's how my HSA works. I have a HSA debit card but I don't use it to buy HSA card with it, I use my Amazon CC first then have it reimburse. Would it work the same? And also, say I use the commuter benefit for something else related, they would know? Thanks.
No. You can only use the transit debit card to buy mass transit tickets directly from a provider OR to pay for Uber Pool rides. The card only works for these merchants.
@Anonymous wrote:
Unlimited 5% back on sporting goods store purchases.
That would be great, for some of the things I buy. However, I don't gas up very often thanks to an extremely economical car. About once a month, maybe two if I travel. So this is why I never consider this category when looking at Rewards on Credit Cards.
This is one of the best gas cards i haev evern seen though, and would make sense for those that commute often!