Current.com

[TyrannicalDuncery]

What do y'all think of Current.com? They pay 4% APY on up to 6k (and they did back when that was above the going rate), and they also give spending rewards on specific merchants, which I think can be pretty high. I can't figure out what those merchants are, I'd be interested if anyone knows.

[poet2013]

Had them since May 2022.   No fees since then but they recently added $200 direct deposit requirement to earn the 4% rate.  The saving pods dont have account numbers so you cant pull/directly to them. They have limited recurring transfer options.

The reward system is point based.  1-4 points per purchase. 100 points = $1. Only in store purchase count for points. 

Overall ok. I suggest opening all 3 pods at once in case they limit number in future.

[TyrannicalDuncery]

Thanks @poet2013!