DCU Question - UPDATE: Membership Approved

[Anonymous]

I hear ya. And no hurry , they will be there when your ready and may you have good success

[CreditMagic7]

Second day in and my EQ 5 is now active. Not sure at all what their thresholds are but it isn't where i like to see it for making applications. But the good side is that it should rise up next month once the vaiables i mentioned earlier are addressed this month and AZEO reports in April and beyond. I do think DCU is a very good fit and look forward to building a strong relationship with them.

[cashorcharge]

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@CreditMagic7 wrote:

Second day in and my EQ 5 is now active. Not sure at all what their thresholds are but it isn't where i like to see it for making applications. But the good side is that it should rise up next month once the vaiables i mentioned earlier are addressed this month and AZEO reports in April and beyond. I do think DCU is a very good fit and look forward to building a strong relationship with them.

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I will add that just like NFCU, they are VERY GOOD about providing this score on the same day each month. There is not a lag like PenFed. 

[CreditMagic7]

@cashorchargeThank You much for that expectation to look forward to.

My current EQ 9 is 735 which is a wild distance apart between versions.

Courtesy PedFed official document after successful recent approval.

How is DCU with recents both TL's & INQ's?

[cashorcharge]

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@CreditMagic7 wrote:

@cashorchargeThank You much for that expectation to look forward to.

My current EQ 9 is 735 which is a wild distance apart between versions.

Courtesy PedFed official document after successful recent approval.

How is DCU with recents both TL's & INQ's?

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I saw that and congrats again!

I have not app'd with DCU yet. During account opening they offered me a CC with a $5000 SL and I passed because I knew I had some other things coming up. I didn't need another account at that time. Since then...I've been with them about 3 months...I haven't seen another offer though I hear they are not INQ or TL sensitive....I don't recall seeing many outrageous $20,000 CC approvals but that's not to say it won't happen.  Keep an eye on the Loan Suite tab only to watch for preapproved offers. They will be highlited there.

[CreditMagic7]

Thank You @cashorcharge 

Under Loan Suite are several products currently available only to APPLY for as i would expect being a newcomer. I read authentic preapprovals are color coded buttons, orange i believe, and like you i want to allot some time for my profile to rise to acceptability that I feel comfortable with before diving forward in order to hopefully see best terms and of course a sure approval(s). Something my current DCU score can't possibly support so early on. But given time perhaps that too will improve more to their acceptable standards.

Really appealing layout, simplified and easily member/customer friendly.

[cashorcharge]

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@CreditMagic7 wrote:

Thank You @cashorcharge 

Under Loan Suite are several products currently available only to APPLY for as i would expect being a newcomer. I read authentic preapprovals are color coded buttons, orange i believe, and like you i want to allot some time for my profile to rise to acceptability that I feel comfortable with before diving forward in order to hopefully see best terms and of course a sure approval(s). Something my current DCU score can't possibly support so early on. But given time perhaps that too will improve more to their acceptable standards.

Really appealing layout, simplified and easily customer friendly.

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Happy to help!  
You are correct. They are Orange from what I've seen others post and comment in the Approvals thread. 

[CreditMagic7]

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@cashorcharge wrote:

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@CreditMagic7 wrote:

Thank You @cashorcharge 

Under Loan Suite are several products currently available only to APPLY for as i would expect being a newcomer. I read authentic preapprovals are color coded buttons, orange i believe, and like you i want to allot some time for my profile to rise to acceptability that I feel comfortable with before diving forward in order to hopefully see best terms and of course a sure approval(s). Something my current DCU score can't possibly support so early on. But given time perhaps that too will improve more to their acceptable standards.

Really appealing layout, simplified and easily customer friendly.

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Happy to help!  
You are correct. They are Orange from what I've seen others post and comment in the Approvals thread. 

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I wouldn't expect the color orange to light up on my profile for awhile yet, but that is a welcome feature.

All is going smooth as silk with DCU on this end. The membership from start to complete was flawless.

[creditfan]

when I open my membership is solely purpose to get their monthly credit score. Now I use more of their service than just a score 

[Sandman771]

I tried to join a while back with no pull on credit and they took my $25 for just a little while then it came back to me and it was as if I never existed.