Does Alliant Credit Union pull from Chexsystem to open checking a/c?

[Janneman]

Yesterday I received an email from Alliant Credit Union stating that if I open a new checking account with a deposit of $100 or more by October 7, 2022 and maintain that $100 at minimum on daily basis until February 28, 2023 then I will earn $100 bonus and they will make a $100 donation to i be one of not for profit organizations such as American Cancer Soceity, Alzheimer's Association and easterSeals... I am an Alliant member for almost 2 years and have a credit card with them for so long...I do wanna have bonus and want one of these non-profile-organizations to get $100 too but the only problem is- I do not want to have any inquiry on my Chexsystem as its already too many there. Contacting Alliant to inquire about it is completely a waste of time...nobody in customer service knows definite answer. So, any of you, especially those who have opened a deposit account with them, knows anything about this then please share your views. Thanku

[CreditCuriosity]

I believe if you are a current member you should be fine from Chex's, but might want to wait for validation on that other than me.   Usually how it works with CU, but hate assuming anything.

[sznthescore]

Yes they do. I recently (within the last two weeks) applied for just a savings account and they wanted me to unlock my Chexsystem report to continue the application process.  I declined joining all together.

[Janneman]

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@sznthescore wrote:

Yes they do. I recently (within the last two weeks) applied for just a savings account and they wanted me to unlock my Chexsystem report to continue the application process.  I declined joining all together.

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So sad... I will also give it a try by locking down my Chexsystem... if it does work then it would nice; otherwise I might not proceed with it...Thanks

[CH-7-Mission-Accomplished]

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@sznthescore wrote:

Yes they do. I recently (within the last two weeks) applied for just a savings account and they wanted me to unlock my Chexsystem report to continue the application process.  I declined joining all together.

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Were you already a member of Alliant CU or were you applying for a new membership at the same time as the account?   

[Janneman]

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@CH-7-Mission-Accomplished wrote:

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@sznthescore wrote:

Yes they do. I recently (within the last two weeks) applied for just a savings account and they wanted me to unlock my Chexsystem report to continue the application process.  I declined joining all together.

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Were you already a member of Alliant CU or were you applying for a new membership at the same time as the account?   

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It seems you have asked this question from other member, but if its for me then yes... I have been a member for 2-3 years and also have a credit card with them for the same time...

[sznthescore]

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@CH-7-Mission-Accomplished wrote:

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@sznthescore wrote:

Yes they do. I recently (within the last two weeks) applied for just a savings account and they wanted me to unlock my Chexsystem report to continue the application process.  I declined joining all together.

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Were you already a member of Alliant CU or were you applying for a new membership at the same time as the account?   

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I was applying for new membership. Reading is fundamental ... 🙃 I read the title, skimmed through post (not fully reading) and answered ... 🤦🏽‍♂️