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Easiest way to get in with NFCU

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Fated4Credit
Regular Contributor

Easiest way to get in with NFCU

I was just curious but I always heard that to become a member & obtain one of their cards you had to open up a saving account of at least $5, but I also heard you can possibly donate to a charity to gain membership is this also true? Frankly I would rather that option as I find that the easiest.

I'm looking into options in possibly getting a 2% CB card & although I bank with Chase if I was to open up an account with NFCU & deposit say $25, would I be required to build the account up over time in order to get/keep the card? I'm currently trying to build up my checking & savings account with Chase so I don't want to spread myself too thin. Thanks in advance for any advice.
Discover: $15,900
Cap One QS: $4811
CFU: $8,000
PPMC: $12,000
US Bank Cash+: $13,000
Penfed Powercash Rewards: $7,500
AAOA: 3.5 yrs
Experian (Fico 8) 756
Transunion (Fico 8) 757
Equifax (Fico 8) 764
Message 1 of 17
16 REPLIES 16
Anonymous
Not applicable

Re: Easiest way to get in with NFCU

Any military in your family? You need that for membership.
Message 2 of 17
Anonymous
Not applicable

Re: Easiest way to get in with NFCU

There was once a way to get in if you didn't have any military affiliation but they closed that loophole a long time ago.

Message 3 of 17
Fated4Credit
Regular Contributor

Re: Easiest way to get in with NFCU

I do have an uncle that's former military but idk if he's a member of NFCU & it could be a headache to get him to possibly join if he's not & possibly sponsor me.
Discover: $15,900
Cap One QS: $4811
CFU: $8,000
PPMC: $12,000
US Bank Cash+: $13,000
Penfed Powercash Rewards: $7,500
AAOA: 3.5 yrs
Experian (Fico 8) 756
Transunion (Fico 8) 757
Equifax (Fico 8) 764
Message 4 of 17
Anonymous
Not applicable

Re: Easiest way to get in with NFCU

The relative does not need to be a member. You just need proof of their military status (ex or not) and proof of relationship.
Message 5 of 17
Fated4Credit
Regular Contributor

Re: Easiest way to get in with NFCU

He's my uncle through marriage, how easy would that be to prove?
Discover: $15,900
Cap One QS: $4811
CFU: $8,000
PPMC: $12,000
US Bank Cash+: $13,000
Penfed Powercash Rewards: $7,500
AAOA: 3.5 yrs
Experian (Fico 8) 756
Transunion (Fico 8) 757
Equifax (Fico 8) 764
Message 6 of 17
Anonymous
Not applicable

Re: Easiest way to get in with NFCU

That I don't know. Hopefully someone else will chime in. Also, you can always check the FAQs on the website.
My little brother was in the Army and is in the Reserves now. Also, my mother married a crazy man when I was like 7 and he was Army. We were always on base (shopping or whatever) and I kept a military ID current. So I'm eligible by immediate relations.
Message 7 of 17
Jnbmom
Credit Mentor

Re: Easiest way to get in with NFCU

Aunts and uncles are NOT listed on the eligibility guidelines with navy.
EXP 780 EQ 791TU 795
Message 8 of 17
Revelate
Moderator Emeritus

Re: Easiest way to get in with NFCU

Hrm, I need to see if I can get my mother's Air Force record, saw there was a site I could try to do that on; maybe after getting back from SF next week.

 

I never had much use for NFCU but it's a good CU and it wouldn't hurt me to have another one of those TBH.




        
Message 9 of 17
355F1
Contributor

Re: Easiest way to get in with NFCU

Went into branch last month.

Told them my dad served in Vietnam War.

They opened up an account for me.

No verification or papers needed.
Message 10 of 17
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