Easiest way to get in with NFCU

[Anonymous]

Um... if it's not true don't try it. Navy is known for doing audits and locking all of your accounts.
They don't mess around.
Even if the sign up was easy, be prepared for them to verify at some point.

[Fated4Credit]

@J&bmom: Thanks for the heads up, I was just on the site & I didn't see that listing either which is disappointing. Also even to get their flagship card I'd have to pay an annual fee,wasn't really looking to do that & it looks like its a points system card rather than cash back, which is what I want.

Looks like NFCU is out for me

[crys12065]

---

@Revelate wrote:

Hrm, I need to see if I can get my mother's Air Force record, saw there was a site I could try to do that on; maybe after getting back from SF next week.

I never had much use for NFCU but it's a good CU and it wouldn't hurt me to have another one of those TBH.

---

Yes, I got my deceased fathers records from the National Archives website.  You can request it online or by mail.  It only took about a 3-4 weeks for them to mail back the DD 214.  It was really easy.  

[Anonymous]

Curiously some branches will go out of their way to approve membership for people who are non-military govt employees, though it may help if that that particular govt agency has a strong presence in that local city and/or if that agency uses the DoD's system for payroll.  That's what happened to me.  I explained at least three times to more than one NFCU branch rep that I was NOT in any way part of the military, but they said "we understand that, but we approve lots of membership for people in your agency."

Fortunately my father was also briefly in the military (reserves) so I have that as a backup if they ever do an audit and have some sort of problem. 

[creditfan]

---

@Fated4Credit wrote:
@J&bmom: Thanks for the heads up, I was just on the site & I didn't see that listing either which is disappointing. Also even to get their flagship card I'd have to pay an annual fee,wasn't really looking to do that & it looks like its a points system card rather than cash back, which is what I want.

Looks like NFCU is out for me

---

their point system = cash back; 1c per point.

50,000p can get you $500 credit statement

if your uncle is former military, the easy way is get his DD214 to help your father in, and then you're in. direct relationship needed. Uncle & aunt are out of eligility list

[Anonymous]

I wouldn't write off the Flagship due to it being points or even the small annual fee.

$500 SUB now covers 10 years of annual fees. Double that if you use the $100 global entry credit every 4 years.

If a few years down the line the rewards get nerfed it's won't be hard to PC to a no AF card with them or cancel it.

[Anonymous]

And btw, there is no annual fee for the Flagship.  Not in the first year.  Just get the card, get the bonus, and PC the card to a no-annual-fee card at month 12.  NFCU credit card bonuses appear to be churnable as well, according to a guy who does that over at Doctor of Credit.

It was actually Navy's CC bonuses that made me join -- that and the fact that Navy works well with the Share Secured Loan Technique.