Finally NFCU CLOC APPROVED!

[Aduke1122]

Yes im gonna try to , gonna wait for all my balances to report which will be around the 10th of Jan for the most part . That will be my 6th statement cut on Jan 5th so I will try again , just very hesitant bc I don't want another HP for nothing 😕

[kobe2012]

I know what u mean.. I have wasted so many inquiries trying to raise my limit ... I requested one last week and cancelled but still , they pulled credit

[darkfrosty]

What types of documents do they require you to send in?

[kobe2012]

I'm not sure, it says I should get it by mail and just need to sign and send back. Will update when I receive it

[SouthJamaica]

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@kobe2012 wrote:
Applied 4 times since membership opened in July 2016, finally got an approval today .. only asked $5000... BK 7 discharged 12/2015... does anyone know how I can send in the documents online??

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You can't on their CLOC, it's not set up yet for online signature. You have to wait for the papers to come in the mail, then you can fax or email after signing.

[SouthJamaica]

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@Anonymous wrote:

Who did they pull you , May I Ask? 

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I just got one from NFCU today, too. For me they pulled EQ.

[kobe2012]

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@SouthJamaica wrote:

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@kobe2012 wrote:
Applied 4 times since membership opened in July 2016, finally got an approval today .. only asked $5000... BK 7 discharged 12/2015... does anyone know how I can send in the documents online??

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You can't on their CLOC, it's not set up yet for online signature. You have to wait for the papers to come in the mail, then you can fax or email after signing.

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Thanks! Do I guys know if I could request for the max?

[joltdude]

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@kobe2012 wrote:

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@SouthJamaica wrote:

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@kobe2012 wrote:
Applied 4 times since membership opened in July 2016, finally got an approval today .. only asked $5000... BK 7 discharged 12/2015... does anyone know how I can send in the documents online??

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You can't on their CLOC, it's not set up yet for online signature. You have to wait for the papers to come in the mail, then you can fax or email after signing.

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Thanks! Do I guys know if I could request for the max?

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Have you read any of the NFCU threads on MyFico?   YES ASK FOR THE MAX... they will counter...  (though please read the threads before doing so...things do change)

-J

[joltdude]

Kobe

arting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:636 EQ: 645 EX: 632
NFCU cashRewards:$500 Quicksilver: $1K CreditOne:$450 Merrick:$1200 Milestone:$300 Cabelas:$1000 JCrew:$650 Overstock:$650 Express: $250 PaypalCredit:$1750 NAVCHECK:$5K

You really need to axe some cards.....

CreditOne

Milestone

and perhaps in a little bit (due to the CL on it)

Merrick

Please for the love of MyFico... axe the CreditOne now....

Esp if it has any fees attached....

You dont need it..

-J

[kobe2012]

Hey J, I have cancelled creditone last week.. they actually talked me into keeping it.. I closed it .. milestone will be next, it will hit one year in May so I'd close it by April.. merrick will hit one year also in May, I'd like to keep it since the limit is not so bad but the annual fee is not worth it ... hopefully I'd get an increase on my navy and capital one by then so it won't hurt my utilization.. I'm planning to keep just those two cards ... navy has not shown any love , 6 months, still sitting @$500.. pif each month .. keeps declining due to my one year old bk... thanks for the advice !!