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740
no bk
no collections
1 late
150k income
no mortgage (free and clear)
HELOC
Just refy my auto with them.
Asked for 5800 to pay off cc with them.
Low debt ratio
Do they offer any type of reconsideration?
@fishbjc wrote:740
no bk
no collections
1 late
150k income
no mortgage (free and clear)
HELOC
Just refy my auto with them.
Asked for 5800 to pay off cc with them.
Low debt ratio
Do they offer any type of reconsideration?
Clarification question: you applied with Navy for a ??? In order to pay off a Navy card?
@dragontears wrote:
@fishbjc wrote:740
no bk
no collections
1 late
150k income
no mortgage (free and clear)
HELOC
Just refy my auto with them.
Asked for 5800 to pay off cc with them.
Low debt ratio
Do they offer any type of reconsideration?
Clarification question: you applied with Navy for a ??? In order to pay off a Navy card?
I'm presuming it's for a loan for this to make sense and I have the same question as well
Applied for a loan to pay off CC // I just went ahead and scheduled the payoff from my checking. Just surprised. Oh well.
NFCU understandably doesn't like people to pay off debt with more debt, especially debt that originates with them. They're okay with BTs from other lenders but they're well known to be cautious otherwise. Their debt consolidation loans usually entail closing the accounts as part of the arrangement, for example.
PenFed?
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@Anonymous wrote:NFCU understandably doesn't like people to pay off debt with more debt, especially debt that originates with them. They're okay with BTs from other lenders but they're well known to be cautious otherwise. Their debt consolidation loans usually entail closing the accounts as part of the arrangement, for example.
I have to remind my Members of the same thing, "you can't pay credit with credit". With the exception of balance transfers and debt consolidation loans of course.
I do agree with others who have commented though - some clarification would be helpful to provide some insight.