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Garden Club - August 2021

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M_Smart007
Legendary Contributor

Re: Garden Club - August 2021


@ambivalent wrote:

Good morning and happy Monday!

How is everyone today? Hopefully we all had a great weekend. It's going to be nice today, but the air quality will suck. 

have a great app-free week!


Happy M-Day!

 

Yes ..for the most part, the AQI (Air Quality) is pretty bad most places

  (click image to enlarge)

I am pretty fortunate to have the wind blowing from the ocean,

so it is not bad here in consideration of where the fires are.

(click image to enlarge)(click image to enlarge)

 

Message 61 of 773
coldfusion
Community Leader
Mega Contributor

Re: Garden Club - August 2021

I'm sitting here working with a puppy sleeping in my lap and a dog sleeping right behind my feet.  Life is pretty good right now. 

(11/2024)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 62 of 773
Sandman771
Valued Contributor

Re: Garden Club - August 2021

It just hit me that I am now only 6 weeks away from the silver digger thingie. So that is kinda cool. 

Still not mega

Starting Score: EQ497/TU496/EX 499
Currently: EQ 620 TU 654 EX 627
in the garden since 6/16/2021
Message 63 of 773
calyx
Super Contributor

Re: Garden Club - August 2021


@coldfusion wrote:

@calyx wrote:

Good morning and happy August, y'all.

 

My hair looks fabulous today, and that's all that really matters.


Also Gardening (kinda) and gardening (definitely)

hJfhvu1Q.jpeg

 

 

 

 

 

 

 

 

 

 

No plans on [redacting], but then again, I didn't when I got my new pretties anyway.


Happy it's going to be in the 70s & 80s this week - bought a lot of bricks I need to landscape the yard, and heaven knows I wasn't gonna do it when it was 95 this past weekend.


Got any extra tomatos? 


So many, you're welcome to as many as you can eat & carry.

I have 6 different varieties in that basket - and a number on the vine (I'm about to be overgrown, my pink Caspians are truly ginormous).
Last week I ate almost a pound of cherry tomatoes a day.   I'm definitely getting plenty of lycopene.

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 64 of 773
unsungivy
Valued Contributor

Re: Garden Club - August 2021

Decided to hang out with ya'll in the garden for awhile. Started tending on 7/21/21, gonna be here at least till 1/20/22 (6 months since last app).

 

Oo! Purplish-plaid watering can! That one is MINE!

Authorized User -
Biz - Sock Drawer'd -
Message 65 of 773
M_Smart007
Legendary Contributor

Re: Garden Club - August 2021


@unsungivy wrote:

Decided to hang out with ya'll in the garden for awhile. Started tending on 7/21/21, gonna be here at least till 1/20/22 (6 months since last app).

 

Oo! Purplish-plaid watering can! That one is MINE!


@unsungivy, welcome emoticon.gif

Message 66 of 773
SweetCreditObsession
Valued Contributor

Re: Garden Club - August 2021

Hello fellow gardeners! 

I'm still working on my garden goals and wish you the best on reaching yours.



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 67 of 773
cashorcharge
Community Leader
Super Contributor

Re: Garden Club - August 2021

Hello MF Friends…

While I’ve been away a few months, I’ve missed contributing and relegated myself to “reading only” and gardening.  I had a very unfortunate identity theft experience and wanted to educate others on what I learned as a result.

 

Lesson 1: If hacked, multiple people can be logged in to your Experian CB account online at the same time (unbeknownst to you) and changing the credentials does NOT force a log off so as long as their connection isn’t interrupted, you can change security settings but the other party won’t lose connection or be asked to log in again.  The answer is to shut down the account to kill all connections, including your own access.

 

Lesson 2: If you haven’t already….set up as many extra security measures possible with your cell provider and store the Fraud Teams’ Number somewhere.  Through fraud, a bad actor can get a replacement SIM card for your phone # issued then put into a different phone, disabling yours. 

 

Lesson 3: Several accounts offer both Locks, MFA, extra passwords or additional PIN codes before a transaction (retail accounts) can get approved AND all of mine allowed me to turn OFF the “use the account without the card in hand” feature, essentially disallowing them and me to walk into a retail store/bank and say “I forgot my card at home, can you look it up?”

 

While it’s now apparent my info is on the dark web, I’ve done my best to keep it secure.  Suffice to say, simple things like “getting access to your account” is all done through answering random questions based off your CB report and if you/someone has a copy of a credit report, you can read it and likely figure out the answers to the questions that banks and the CB’s ask you to verify who you are.  If they have your phone too, it's a major issue.

 

With everything overhauled, the good part is that it’s forced me into the garden.  Silver Spade Earned so far.

 

Congratulations to all those approvals, accounts, CLI’s (Chase Amazon WOW) and memberships that people have received lately and I hadn’t been around to applaud. 

Message 68 of 773
krisssmmm
Regular Contributor

Re: Garden Club - August 2021

@cashorcharge thjs is so awful. Sorry you had to go through this. Thanks for the helpful tips though. I had someone open a cell under my credit a few months ago and I was irate. I can't imagine having to sift through this much. 

Message 69 of 773
1GaDawg85
Valued Contributor

Re: Garden Club - August 2021


@calyx wrote:

Good morning and happy August, y'all.

 

My hair looks fabulous today, and that's all that really matters.


Also Gardening (kinda) and gardening (definitely)

hJfhvu1Q.jpeg

 

 

 

 

 

 

 

 

 

 

No plans on [redacting], but then again, I didn't when I got my new pretties anyway.


Happy it's going to be in the 70s & 80s this week - bought a lot of bricks I need to landscape the yard, and heaven knows I wasn't gonna do it when it was 95 this past weekend.


I need some fresh heirlooms stat!


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 70 of 773
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