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Garden Club - January 2023

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Junejer
Moderator Emeritus

Re: Garden Club - January 2023

Happy New Year from the CST, Gardeners! Have a prosperous 2023.






Starting Score: 469
Current Score: 846
Goal Score: 850

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Message 11 of 620
Brian_Earl_Spilner
Credit Mentor

Re: Garden Club - January 2023

You guys just love to jump the gun every month. 

    
Message 12 of 620
SweetCreditObsession
Valued Contributor

Re: Garden Club - January 2023

Ahhh, the Garden! I'm so happy to have made it this far. I'm going to push to diamond 💎 status this year. Best wishes in meeting all of your credit goals too!



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 13 of 620
SweetCreditObsession
Valued Contributor

Re: Garden Club - January 2023


@SeaProbe wrote:

Happy New Year all!

 

Last month, I moved from diamond to seedling. This year I am gardening and trying to build and follow a simple set of rules for using the cards that I have to maximize my rewards, and trying to increase - yes, SP only - CLs for cards that I am regularly using.

 

I found that I was trying to optimize every single spend category, and just created too much work for myself trying to juggle what to use when, and tracking how close I was to each spend category limit. The extra percent or half of a percent really wasn't worth it for me.

 

Six months or so should be enough time to evaluate how well my plan actually works out… wish me luck Smiley Happy


Excellent reflections. It's good that you've got a solid plan. Best wishes in sticking to it.Cat Happy



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 14 of 620
1GaDawg85
Valued Contributor

Re: Garden Club - January 2023

Dawgs going to LA! Will be catching a flight Saturday afternoon 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 15 of 620
Adkins
Legendary Contributor

Re: Garden Club - January 2023


@1GaDawg85 wrote:

Dawgs going to LA! Will be catching a flight Saturday afternoon 


Congratulations!


Last HP 08-07-2023



Message 16 of 620
UncleB
Credit Mentor

Re: Garden Club - January 2023


@1GaDawg85 wrote:

Dawgs going to LA! Will be catching a flight Saturday afternoon 


Huge congrats, @1GaDawg85

 

I'm a Tide fan (went to school there) but I have huge respect for UGA and I've always liked Coach Smart... IMO the classiest there is.  Watching the game I was a bit nervous there at the end (!!!) but they came together and made it happen.  I'm sure L.A. is going to be tons of fun!

 

TL;DR... from this Tide fan, Go Dawgs! Smiley Happy

Message 17 of 620
Brian_Earl_Spilner
Credit Mentor

Re: Garden Club - January 2023

2022 can kick rocks

    
Message 18 of 620
Anonymous
Not applicable

Re: Garden Club - January 2023

Happy New Year!

 

Blessings ... Experian added one point today Smiley Happy

Message 19 of 620
FireMedic1
Community Leader
Mega Contributor

Re: Garden Club - January 2023

2023.JPG

HAPPY NEW YEAR MY FICO'ERS!

 


Message 20 of 620
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