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Garden Club - January 2023

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tcbofade
Super Contributor

Re: Garden Club - January 2023

Good morning boys and girls.  Happy 2023, Happy Sunday!

 

I'll update credit scores shortly.

 

Go Chiefs!  Go Rams!

 

Hope that you're all off to a good start!

05/01/24 Fico 8: EX 763, EQ 802, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 21 of 620
tcbofade
Super Contributor

Re: Garden Club - January 2023

No change in Experian or Equifax... TU up five!

05/01/24 Fico 8: EX 763, EQ 802, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 22 of 620
tcbofade
Super Contributor

Re: Garden Club - January 2023

Excel sheet updated.  Current cranberry:  14% for me, 17.32% for DW.

05/01/24 Fico 8: EX 763, EQ 802, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 23 of 620
tcbofade
Super Contributor

Re: Garden Club - January 2023

Bills are paid.  Including eight credit card payments.

 

Three on zero percent deals, one paid statement balance and will again next month, and FOUR paid in full!!!!!

 

...gonna be a good year...

05/01/24 Fico 8: EX 763, EQ 802, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 24 of 620
Anonymous
Not applicable

Re: Garden Club - January 2023

Interesting New Year Happening?

Never happened before ... got paid four calendar days early Smiley Happy

Nice surprise so I can keep up with @tcbofade and get many bills zeroed ... Smiley Happy
Message 25 of 620
Anonymous
Not applicable

Re: Garden Club - January 2023

@kilroy8

According to AOL News ... this is the city that has the mostest Smiley Happy

Indiana: Westfield
Change in population:
1 year: 9.71%
5 years: 33.28%
8 years: 46.53%
Change in occupied housing units:
1 year: 9.79%
5 years: 33.43%
8 years: 46.76%
Change in owner-occupied housing units:
1 year: 13.47%
5 years: 36.91%
8 years: 46.25%
Message 26 of 620
coldfusion
Community Leader
Mega Contributor

Re: Garden Club - January 2023

good morning everybody, and Happy New Year

(5/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 27 of 620
expatCanuck
Super Contributor

Re: Garden Club - January 2023

Good morning, Garden.

 

A good year, indeed.

 

Closed 2022 up 2 points on EX, to 815.  The tide comes in, the tide goes out ... .

 

And the coffee is made.


2023 Goal: save 3 months' net income

Starting FICO8: 666 (give or take a FICO)
[ Last INQ 12-Feb-2024 ]
EQ8415 INQ (Auto, CC, HELOC, 2 mort)7y2m
EX8125 INQ (2 CC, 2 mort, HELoan)6y11m
TU8294 INQ (3 CC, 1 mort)6y6m
5/243/12AoYA 0m | AoOA 23y6m~3%
Message 28 of 620
1GaDawg85
Valued Contributor

Re: Garden Club - January 2023

I don't want to get out of bed 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 29 of 620
1GaDawg85
Valued Contributor

Re: Garden Club - January 2023


@UncleB wrote:

@1GaDawg85 wrote:

Dawgs going to LA! Will be catching a flight Saturday afternoon 


Huge congrats, @1GaDawg85

 

I'm a Tide fan (went to school there) but I have huge respect for UGA and I've always liked Coach Smart... IMO the classiest there is.  Watching the game I was a bit nervous there at the end (!!!) but they came together and made it happen.  I'm sure L.A. is going to be tons of fun!

 

TL;DR... from this Tide fan, Go Dawgs! Smiley Happy


My DW is a UGA alum and she was nervous as a cat on a hot tin roof and then was bawling when the clock struck 0:00 cause she just couldn't believe that our Dawgs pulled out that W. I am sure Coach Smart is gonna have a nice, long conversation with Boom about his lack of defense cause we should have never given up that much to the Ohio nuts. 

Funny story, she knew Kirby and Boom when they were students at UGA when they were all students 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 30 of 620
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