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HSA users, a question if you will

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Horseshoez
Senior Contributor

Re: HSA users, a question if you will


@iced wrote:

 

I'd get a final answer from HR (should you take the job), but I believe qualifications are based on contributions only, so as long as you aren't making contributions to it, you can be on whatever health plan you want. Once it's in your HSA it goes with you, regardless of health care later (which also makes a lot of sense since a big use of HSA is during the Medicare years, and Medicare itself isn't a qualifying plan to make HSA contributions).

Thanks for the response; I'll definitely check with the new HR department should I take the job.  Given Medicare requirements prohibit one from contributing to an HSA for six months prior to enrolling, I'm wondering if it might make sense to either enroll later this year, or possibly to front-end load my 2025 contributions next year to my first few pay checks, and then enroll sometime mid-2025.  So far at least, I have yet to see a compelling reason to enroll in Medicare when I have a corporate health care plan, but by the same token, I haven't heavily researched it either.

Chapter 13:

  • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
  • Filed: 26-Feb-2015
  • MoC: 01-Mar-2015
  • 1st Payment (posted): 23-Mar-2015
  • Last Payment (posted): 07-Feb-2020
  • Discharged: 04-Mar-2020
  • Closed: 23-Jun-2020

 

I categorically refuse to do AZEO!

In the proverbial sock drawer:
Message 11 of 11
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