Help please !

[cuti]

I heard someone in this forum told me , a secured card from NavyFed will be soft pull only , but I Google it , most of results are said hard pull , just want a sure confirm from NavyFed member , please help me , sorry for my suck English lolz thanks a lot !

[Nayola]

I know when you get a share secured loan from Navy, that there is no hard pull.  I'm not sure about what happens with a secured card.

You could maybe try just calling them and asking and see what they say.

[Anonymous]

From my experience, Navy does a hard pull for their secured credit card.  A family member just applied yesterday and they pulled Transunion. 

[Anonymous]

It is a hard pull. I asked them before and that is what the rep said. With Navy, just assume everything is a hp.

[cuti]

Thanks for all the confirm !

[Anonymous]

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@cuti wrote:
I heard someone in this forum told me , a secured card from NavyFed will be soft pull only , but I Google it , most of results are said hard pull , just want a sure confirm from NavyFed member , please help me , sorry for my suck English lolz thanks a lot !

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As I mentioned in the other thread, my experience in-branch was no pull (I had taken a friend with little credit in-branch). The banker said no pull would be done period, that it was a guaranteed product for a member with a savings account. This is what happened -- no pull.

As always, YMMV.

[Anonymous]

There's definitely a hard pull from NFCU on their secured credit cards.

And funny thing about that: They might pull it twice in the same day, like they did with me.  I got both, a secured Mastercard, and a secured Visa from them on the same day.  NFCU did a hard pull for both of them.  Dammit.

At least I'll have two new tradelines showing good credit history.