How Fast Are NFCU Bank To Bank Transfers?

[Varsity_Lu]

I am reading on NFCU site about FedNow and RTP transfers. Anyone have experience using these? I am currently using AmEx checking with the same day transfer feature to move cash around from my community bank (my hub) to various savings buckets at Capital One and Huntington. How fast and how easy to use are NFCU transfers between banks? Could you move funds into and then out of NFCU on the same day?

[GZG]

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@Varsity_Lu wrote:

I am reading on NFCU site about FedNow and RTP transfers. Anyone have experience using these? I am currently using AmEx checking with the same day transfer feature to move cash around from my community bank (my hub) to various savings buckets at Capital One and Huntington. How fast and how easy to use are NFCU transfers between banks? Could you move funds into and then out of NFCU on the same day?

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you can instant transfer into NFCU through participating banks (chase, US bank) outbound ACHs are usually next biz day

[Varsity_Lu]

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@GZG wrote:you can instant transfer into NFCU through participating banks (chase, US bank) outbound ACHs are usually next biz day

So, none of my banks use FedNow. All outbound transfers from NFCU are 1-2 day ACH?

[Kforce]

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@Varsity_Lu wrote:

So, none of my banks use FedNow. All outbound transfers from NFCU are 1-2 day ACH?

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All of my institutions seem to be faster than they were a few years ago.

Believe the ACH system has had some improvements and institutions have shortened hold times.

All push payments are next day and all pulls at most 2, usually next.

USBank has free instant push.