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How do I clean up my Chexsystems report?

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surferchris
Valued Contributor

Re: How do I clean up my Chexsystems report?


@php111 wrote:

Here is an update:

 

1.) Good news about People First FCU is I paid it off.

 

2.) Good news and bad news about The Provident Bank. They had called the shots on my account by doing a review and done an investigaton and I never provided any false information. The good news is they waived the original balance of $1240.99 to a $0 balance and had reported to ChexSystems that it is paid in full. The bad news is they cannot re-open the old account and they cannot open any new accounts based on their policies so in short I never could bank with them again.

 

3.) Before The Provident Bank had waived the $1240.99. I made a $100.99 payment with my checking account an ACH transaction over the phone with the Collections Agency so that balance should of went to $1140 but the CA never reported to ChexSystems and the bank so ChexSystems and the bank still has the original amount owed which was $1240.99 before it was waived. What should I do?

 

4.) For both People First FCU and The Provident Bank are both paid in full on my report so could I request a removal for both and how do I do that?


I don't know the answer to your question, but congrats on your great progress.

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Message 11 of 13
php111
Regular Contributor

Re: How do I clean up my Chexsystems report?

Sure you don't know the answers to my questions about #3 and how to get both removed from ChexSystens....if it was someone else who replied than advice would of already been given
Message 12 of 13
Imperfectfuture
Super Contributor

Re: How do I clean up my Chexsystems report?


@php111 wrote:
Sure you don't know the answers to my questions about #3 and how to get both removed from ChexSystens....if it was someone else who replied than advice would of already been given

Even if paid off, the record stays on Chex.  Sorry (I paid a few back in the day Smiley Wink).

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Message 13 of 13
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