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Implications from being removed as an AU

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Blender
Established Contributor

Implications from being removed as an AU

AU card: 36% util 

Aggregate w/ AU: 18%

Aggregate w/o AU: 7%

AU age: 3y

 

Utilization weighs more than AAoA, so removing myself shoud be helpful. Would doing so before app spree (business cc, personal cc, personal loan) be a bad idea? 

8/2024


Message 1 of 4
3 REPLIES 3
FireMedic1
Community Leader
Mega Contributor

Re: Implications from being removed as an AU

Anything over 28% is a ding to your score. Get off it ASAP. Lenders ignore AU accounts. Isnt like it used to be.


Message 2 of 4
Blender
Established Contributor

Re: Implications from being removed as an AU

Gonna do so this weekend, thanks

8/2024


Message 3 of 4
FireMedic1
Community Leader
Mega Contributor

Re: Implications from being removed as an AU

👍


Message 4 of 4
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