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AU card: 36% util
Aggregate w/ AU: 18%
Aggregate w/o AU: 7%
AU age: 3y
Utilization weighs more than AAoA, so removing myself shoud be helpful. Would doing so before app spree (business cc, personal cc, personal loan) be a bad idea?
Anything over 28% is a ding to your score. Get off it ASAP. Lenders ignore AU accounts. Isnt like it used to be.
Gonna do so this weekend, thanks
👍