Interest in Citi Checking Plus

[Anonymous]

Hello, Mortgage: est. Jan 2020 (431.5K), balance 386K - lots of prepayment (annoying, I just hate interest), 4,525 monthly pmt, 15 year fixed. 25K DSNB/Amex (joint) 25K DSNB/Macy (joint) - 6yrs 21K Chase (4 years old) 20.1K Chase (3 years old) BOA 14.5K premium rewards (8 years) BOA 8K cash rewards (5 years) Citi: 18K Citi: 9K Barclay Arrival 8K (3 years) Capital One Savor (Grandfathered): 5K (3 years) 15.5K US Bank (joint). - two years 15K US Bank (joint) - one and a half years old 6.25K Elan BMW BCU 9.5K CC 5 years BCU 25.5K PLOC 10K PenFed 12K PenFed 500 PenFed Overdraft 12K Amex BV Brilliant 17.5K Amex Hilton (5 years 3 months) 2.5K Fort Knox Platinum 2K WF Propel Amex Inquiries: 0/12, 7/24; 0/12 and 10/24 new accounts EX: FICO 8 bankcard 885, FICO 8 837; they always pull Experian, Income 366,500K. Obviously no deferrals or hardship programs. No student loans or anything like that. Do you think it’s possible?

[KLEXH25]

Not sure what the question is here?

[FinStar]

@Anonymous- can you expand a bit more as far as your op?  There's a lot of data you've provided (not sure how relevant it is if applying for a deposit account), but it's not clear on whether you're looking for a specific Citi deposit product or...?

[Anonymous]

Wow. Thank you both. My goal is to apply for the Citibank Overdraft Line of Credit “Checking Plus” account. I am wondering what approval odds might be like