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Interior FCU? Is it worth it? data points please

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Anonymous
Not applicable

Interior FCU? Is it worth it? data points please

I recently join service FCU about a week ago applied for cc now they say send POIni

sent docs and last 2 years of tax returns now they say they didn't receive I sent it twice at email they gave me. Thinking bout Joining Interior FCU as a replacement. What u think I should do? 

Message 1 of 8
7 REPLIES 7
SouthJamaica
Mega Contributor

Re: Interior FCU? Is it worth it? data points please


@Anonymous wrote:

I recently join service FCU about a week ago applied for cc now they say send POIni

sent docs and last 2 years of tax returns now they say they didn't receive I sent it twice at email they gave me. Thinking bout Joining Interior FCU as a replacement. What u think I should do? 


Interior FCU seems like an excellent credit union.  


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 2 of 8
Anonymous
Not applicable

Re: Interior FCU? Is it worth it? data points please

Are u a member?

Message 3 of 8
SouthJamaica
Mega Contributor

Re: Interior FCU? Is it worth it? data points please


@Anonymous wrote:

Are u a member?


Yes I am, but I don't do much there because they haven't granted me any credit yet.

 

 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 4 of 8
Anonymous
Not applicable

Re: Interior FCU? Is it worth it? data points please

Wow I'm not member yet but u still recommend me getting membership or do u recommend a better CU?


@SouthJamaica wrote:

@Anonymous wrote:

Are u a member?


Yes I am, but I don't do much there because they haven't granted me any credit yet.

 

 


 

Message 5 of 8
SouthJamaica
Mega Contributor

Re: Interior FCU? Is it worth it? data points please


@Anonymous wrote:

Wow I'm not member yet but u still recommend me getting membership or do u recommend a better CU?


@SouthJamaica wrote:

@Anonymous wrote:

Are u a member?


Yes I am, but I don't do much there because they haven't granted me any credit yet.

 

 


 


There are good credit unions which aren't willing to lend to me.  That doesn't make them bad credit unions Smiley Happy I like Interior because (a) they have good products, and (b) even when they denied my application, they gave me good, personalized, customer service. Sometimes I quit a good credit union because I don't think they want to lend to me.  Hanscom is in that group. It seems to me like a great credit union. But their underwriters don't seem to like my kind of profile. I probably applied for credit with them 5 or 6 times. Eventually I gave up.

 

Some good credit unions which have been willing to lend to me and are open to all are PenFed, Langley, Unify, Affinity, Evansville Teachers, Digital, BECU, Alliant, and Chartway.

 

 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 6 of 8
Anonymous
Not applicable

Re: Interior FCU? Is it worth it? data points please

Thanks for advice


@SouthJamaica wrote:

@Anonymous wrote:

Wow I'm not member yet but u still recommend me getting membership or do u recommend a better CU?


@SouthJamaica wrote:

@Anonymous wrote:

Are u a member?


Yes I am, but I don't do much there because they haven't granted me any credit yet.

 

 


 


There are good credit unions which aren't willing to lend to me.  That doesn't make them bad credit unions Smiley Happy I like Interior because (a) they have good products, and (b) even when they denied my application, they gave me good, personalized, customer service. Sometimes I quit a good credit union because I don't think they want to lend to me.  Hanscom is in that group. It seems to me like a great credit union. But their underwriters don't seem to like my kind of profile. I probably applied for credit with them 5 or 6 times. Eventually I gave up.

 

Some good credit unions which have been willing to lend to me and are open to all are PenFed, Langley, Unify, Affinity, Chartway, Evansville Teachers, Digital, BECU, Alliant, and Chartway.

 

 


 

Message 7 of 8
Anonymous
Not applicable

Re: Interior FCU? Is it worth it? data points please


@SouthJamaica wrote:

@Anonymous wrote:

I recently join service FCU about a week ago applied for cc now they say send POIni

sent docs and last 2 years of tax returns now they say they didn't receive I sent it twice at email they gave me. Thinking bout Joining Interior FCU as a replacement. What u think I should do? 


Interior FCU seems like an excellent credit union.  


Absolutely not. Horrible! Soft pull for membership they claim. Then I got instant approval for membership and a day later HP on EQ. Called them and they said for identity purposes!! Then 2 days later says declined because they couldn't verify me? What a joke

Message 8 of 8
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