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Is Chexsystems data factored into credit card applications?

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Re: Is Chexsystems data factored into credit card applications?

My story is very old when I was around 18, very early 90's. I tried to open a checking account, don't immediately recall which Bank, but was denied due to ChexSystems. Which was odd, because I had never had an account before. Oher than an old Trust Fund, which was closed out so nothing should have been wrong there. Back then CR info wasn't as readily available to consumer like it is today, so I never looked into the matter. Plus i was young. After a time I eventually was able to open, so whatever it was wasn't too horrific. I guess. So some Banks were perhaps not as strict back then?  I just wish I knew what reason was. 

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