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Launch CU

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Guyatthebeach
Valued Contributor

Launch CU

Does anyone have an information on Launch CU based in Florida? Anyone join that lives out of their geographical area?  I can't find anything on them. Has anyone been approved for a credit card or loan with them? 

 

Just curious because this looks like a neat CU.

 

Guyatthebeach

Message 1 of 13
12 REPLIES 12
SouthJamaica
Mega Contributor

Re: Launch CU


@Guyatthebeach wrote:

Does anyone have an information on Launch CU based in Florida? Anyone join that lives out of their geographical area?  I can't find anything on them. Has anyone been approved for a credit card or loan with them? 

 

Just curious because this looks like a neat CU.

 

Guyatthebeach


It appears to be very geo-fenced:

 


Those who live, work, worship or attend school in the counties we serve (Brevard, Volusia, Orange, Seminole, Flagler, Osceola County, Indian River, Lake, and Polk County)
Immediate Family Member of an existing member.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 2 of 13
FicoMike0
Senior Contributor

Re: Launch CU

There must be a Brevard co. church who's service you can watch streaming. Wouldn't that qualify as worship?

Message 3 of 13
NoHardLimits
Valued Contributor

Re: Launch CU

Apparently, I live in the geofenced service area.  The nearest branches are nearly an hour away by car.  I looked through the product offerings on the website, but I don't see anything worth the drive.  <shrug>

October 2025 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 11 yrs | AoORA: 38 yrs | AoYRA: less than 1 yr | New Accounts: 1/6, 2/12, 3/24 | Util: 1% | DTI: 1%
Message 4 of 13
FicoMike0
Senior Contributor

Re: Launch CU

I agree they don't appear to offer anything special. Of course, I'm really only impressed by subs!

Message 5 of 13
Guyatthebeach
Valued Contributor

Re: Launch CU

I passed by a branch when I was in Florida for business and it caught my attention. I saw that they Go Beyond Foundation that could be used as a way to join the CU. I am curious if it would work and curious if anyone has can experience from being a member of Launch CU. 

 

I may call them this week. 

 

Guyatthebeach

Message 6 of 13
SouthJamaica
Mega Contributor

Re: Launch CU


@Guyatthebeach wrote:

I passed by a branch when I was in Florida for business and it caught my attention. I saw that they Go Beyond Foundation that could be used as a way to join the CU. I am curious if it would work and curious if anyone has can experience from being a member of Launch CU. 

 

I may call them this week. 

 

Guyatthebeach


Let us know how it turns out.

 

I saw some offerings that looked good, including a low interest platinum card with no balance transfer fees or cash advance fees.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 7 of 13
Wu-Credit
Frequent Contributor

Re: Launch CU

I live right down the street from one. Their offerings are rather weak so I never opened a membership. I do, however, use the branch as a shared location for my Affinity FCU account.

 

Oddly, my other local CU that's about 35 minutes away (Addition Financial) and has decent products, also uses Launch as a shared location.. but charge $10 per transaction.

 

So, I just end up using Affinity because of the free shared branching at Launch down the street from me.

Cards & Loans


myFICO | 740↓
Message 8 of 13
ptatohed
Senior Contributor

Re: Launch CU

What is special about this CU?

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 9 of 13
Wu-Credit
Frequent Contributor

Re: Launch CU


@ptatohed wrote:

What is special about this CU?


I can use them as a shared branch for my Affinity accounts lol

Cards & Loans


myFICO | 740↓
Message 10 of 13
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