Just thought I'd share my experience with LightStream so far.
I needed to apply for two loans - one for CC consolidation and one for a motorcycle. The bike loan was instantly approved for $19.5k. I then submitted another app for the CC consolidation ($40k) and had to select a different username (I couldn't submit another app while signed in, but wanted to use the same TU pull). Got a confirmation email the application was recieved but no further follow up.
Simultaneously fired off an application to Happy Money (formerly Payoff) for the same CC consolidation as I can always turn down LightStream if approved. Pre-qual'd with Happy Money for $40k PRIOR to the TU HP from LightStream. Hopefully that doesn't become an issue (feedback/input welcome).
Any experience with multiple LightStream loans simultaneously? 750+ FICO across EX, TU, EQ. $115k annual income, 15-20% util.
Amex Plat | Amex Business Gold | BlockFi $10k | Patelco Pure $10k | Citi Custom Cash $9300 | Citi Costco $6000 | Discover It Cash $6000 | Fidelity Rewards $4800 | Amex BBP $3500 | CapitalOne QS $2600 | Apple $2250 | Discover $2000 | WF Propel $2000 | Amazon Sync $4500 | Chevron Sync $1000 | LightStream PL | LC PL | Payoff PL | BMWFS
