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Lightstream App Process

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CreditCuriosity
Moderator Emeritus

Re: Lightstream App Process


@Anonymous wrote:

Would any of you happen to know if possibly freezing TU and EXP would force them to pull EQ? Or do you think they would insist on pulling TU?


This is against the TOS of the forum to discuss selective freezing or a CRA to force them to pull a report of more favorable outcome

Message 21 of 23
SouthJamaica
Mega Contributor

Re: Lightstream App Process


@credit_endurance wrote:

Update: Denied

 

Reasons was a host of the typical jibberish.

 

I honestly believe it was my dirty TU Oh well, I got a couple other fires on the burner. Thanks again CC for providing me contact info.


Sorry. Best of luck with one of the other fires.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 22 of 23
credit_endurance
Valued Contributor

Re: Lightstream App Process

 


@SouthJamaica wrote:

@credit_endurance wrote:

Update: Denied

 

Reasons was a host of the typical jibberish.

 

I honestly believe it was my dirty TU Oh well, I got a couple other fires on the burner. Thanks again CC for providing me contact info.


Sorry. Best of luck with one of the other fires.


Thanks @SouthJamaica. Yeah, since this denial I made up for it in a big way! Obtained a local CU & PenFed loans for not spectacular, but very good rates! Nothing against these guys but, they can be very finicky when it comes to approvals.

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 23 of 23
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