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MY HIGHEST CC & PLOC THAT WAS APPROVED

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steelers1
Frequent Contributor

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED


@Anonymouswrote:

 Platinum Rewards VISA Signature

Limit: 50K

 

Power Cash Rewards VISA Signature

Limit: 50K

 

Personal Line of Credit

Limit: 50K

 

Platinum Rewards VISA Signature

Limit: 50K

 

Power Cash Rewards VISA Signature

Limit: 50K

 

DiscoverIt

Limit: 32K

 

DIscover Miles

Limit: 42K

 

AMEX Centurion

No Spending Limit (but i 500K spend yearly)

 

Chase Pallidium

Limit: 500K

 

Citi Chairman

Limit: 150K

 

 

 


Who are your Platinum Rewards with?

Message 11 of 18
Anonymous
Not applicable

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

PenFed and NavyFed Platinum. They are the best if your income can justify the limit. 

 

So both were approved at 25K waited 2 years and requested a credit limit increase on both for another 25K. And it was approved.

 

These reflect my highest limits as of today!

Message 12 of 18
steelers1
Frequent Contributor

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED


@Anonymouswrote:

PenFed and NavyFed Platinum. They are the best if your income can justify the limit. 

 

So both were approved at 25K waited 2 years and requested a credit limit increase on both for another 25K. And it was approved.

 

These reflect my highest limits as of today!


WOW!

 

You are the only person I have ever seen go over Penfed's maximum unsecured credit card exposure of $50k TOTAL.

 

So you are saying you have the Power Cash & Platinum Rewards at $50k ea = $100k in exposure?

 

That's UNBELIEVABLE!

 

 

Message 13 of 18
Anonymous
Not applicable

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

What I'm saying is this. Build your relationship with who you bank with. when you have a consumer spending enormous amounts of money and paying it off in full every month, you are no longer a regular consumer. you are considered a client. if you go to your bank and the bank manager don't know who you are or greet you when you walk in the door then these limit is unreachable for majority. for every card I have I have an checking and saving account, so for amex I use their personal saving to pay for my expenses. most people have 2 to 3 checking accounts at most. I have at least 50 personal credit cards and i bank with every credit issuer that gave me a credit card. most people cant handle 5 credit cards. so clearly i'm not your average person with an average income. next card on my list and i will be done........is the Dubai Royal Card once I receive my invite. that is my new personal ultimate goal before 2020.

 

and PenFed will throughly vet you before they give you this. trust me i know. and your bank account with them will also let them know what you can handle

Message 14 of 18
Anonymous
Not applicable

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED


@Anonymouswrote:

What I'm saying is this. Build your relationship with who you bank with. when you have a consumer spending enormous amounts of money and paying it off in full every month, you are no longer a regular consumer. you are considered a client. if you go to your bank and the bank manager don't know who you are or greet you when you walk in the door then these limit is unreachable for majority. for every card I have I have an checking and saving account, so for amex I use their personal saving to pay for my expenses. most people have 2 to 3 checking accounts at most. I have at least 50 personal credit cards and i bank with every credit issuer that gave me a credit card. most people cant handle 5 credit cards. so clearly i'm not your average person with an average income. next card on my list and i will be done........is the Dubai Royal Card once I receive my invite. that is my new personal ultimate goal before 2020.

 

and PenFed will throughly vet you before they give you this. trust me i know. and your bank account with them will also let them know what you can handle


Good advise! Thanks!

Message 15 of 18
steelers1
Frequent Contributor

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED


@Anonymouswrote:

What I'm saying is this. Build your relationship with who you bank with. when you have a consumer spending enormous amounts of money and paying it off in full every month, you are no longer a regular consumer. you are considered a client. if you go to your bank and the bank manager don't know who you are or greet you when you walk in the door then these limit is unreachable for majority. for every card I have I have an checking and saving account, so for amex I use their personal saving to pay for my expenses. most people have 2 to 3 checking accounts at most. I have at least 50 personal credit cards and i bank with every credit issuer that gave me a credit card. most people cant handle 5 credit cards. so clearly i'm not your average person with an average income. next card on my list and i will be done........is the Dubai Royal Card once I receive my invite. that is my new personal ultimate goal before 2020.

 

and PenFed will throughly vet you before they give you this. trust me i know. and your bank account with them will also let them know what you can handle


Dear Mr. Big Time,

 

I'm not buying it!

 

Penfed has a hard limit on unsecured credit card exposure of $50k total it doesn't matter who you are.

 

Your Chase Palladium (not Pallidium) does not exist it was replaced with the Reserve card.

 

50 personal cards and you bank with all of them? yea right.

 

I couldn't open a Bank of America or Chase bank account if I wanted to due to regional restrictions. I seriously doubt you have 50.

 

I don't know what your doing but I guess it's fun to pretend sometimes.

 

Good luck in getting your invitation from India.

Message 16 of 18
Anonymous
Not applicable

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

“I couldn't open a Bank of America or Chase bank account if I wanted to due to regional restrictions. I seriously doubt you have 50.”

I 100% agree with you about the disbelief, Steelers.

However, one small thing I did want to mention (not trying to come off as a smart-butt)

Is that it is possible to have both Chase and BoA. It’s not always a one-or-the-other scenario in every state.

For example, here in OK, most of the “sizable” towns/cities have at least one Chase and a BoA as well.

Again, not trying to be a smart butt, and also not intending to call you out. Just inputting the information for informative purposes.

But I am in disbelief as well regarding the OP.
Message 17 of 18
HiiiPoWeR
Regular Contributor

Re: MY HIGHEST CC & PLOC THAT WAS APPROVED

Business must be swell. I had a Citi Chairman card back in 2009 that's when my life was great.

The bounce back is coming soon. I want that AMEX Centurion. Smiley Happy

I'm surprised Chase didn't PC you to their Chase Sapphire reserve.

Message 18 of 18
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