Massive ACCESS to Largesse CUs Apps With FINOFR???

[LP007]

I hear FINOFR is an unbrella platform that gets you into the best CC apps from Largesse lenders. Anyone else have deetz on them?

I'm done with my 3-month long funding season and did not have to use them, but for those that are seeking backstage access...tell me what you find.

Thoughts and exeriences welcomed.

[TheeGeGe]

Im only 19 and I recently went through finofr about 1 week ago, they soft pulled my credit with my date of birth and phone number and I was approved for a $20k MyPerks Rewards Credit Card and a $40k Personal Loan !!!! Accepted both offers and signed the docu-sign just waiting for them to be finalized and still NO HARD PULL ! Super excited I was approved initially for membership aswell now I'm simply waiting for them to ship card and fund the loan ~ This is ALL through Kinecta Federal Credit Union

[LP007]

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@TheeGeGe wrote:

Im only 19 and I recently went through finofr about 1 week ago, they soft pulled my credit with my date of birth and phone number and I was approved for a $20k MyPerks Rewards Credit Card and a $40k Personal Loan !!!! Accepted both offers and signed the docu-sign just waiting for them to be finalized and still NO HARD PULL ! Super excited I was approved initially for membership aswell now I'm simply waiting for them to ship card and fund the loan ~ This is ALL through Kinecta Federal Credit Union

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SCORRRRRRRE!!!! 

[tussking]

What is FINOFR or LARGEESE CU's?

[LP007]

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@tussking wrote:

What is FINOFR or LARGEESE CU's?

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https://www.ratereset.com/coming-soon-01

[FinStar]

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@tussking wrote:

What is FINOFR or LARGEESE CU's?

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In a nutshell, finofr is a pre-qualification product/tool that sources a variety of CUs through RateReset (fintech service provider) to determine whether you pre-qualify (via SP) for some of their products -- mainly personal loans and/or CCs. The main CU most people have been dealing with is Kinecta CU.

Unfortunately, it appears that due to the overwhelming demand (low hanging fruit for high limits) has recently crashed their platform. Apparently, they have temporarily stopped the inflow of applications until further notice.

[tussking]

How do you use ratereset? Sorry, I don't get it. 

[davlat]

Im one of the low hanging fruit.Applied and pre approved  on 3/27,for 35 k A9.99 rewards card ie MYPERKS card via Kinecta Credit union received docusign papers same day nothing since.I do no you are 100% corect that Finoft is takeing email reservations only now,so I beleive cut off was Monday the 29th they were flooded with apps. I spoke with a rep on their chat.we will see what happens.What this product seems to be is a creditcard(if this is thr product you were preapproved for)with a repayent scheduall of a personal loan ie simple interest with an payment schedual if after 12 months of payment ON TIME,you can request a lower rate onr the product IE my innitial is 9.99 also with this creditcard is the feature to temprarrly SKIP A PAYMET 1-3 months with no ill effect so I have read..............

[LP007]

Rate Reset is a B2B entity for expanding CU reach/exposure. FINOFR is a B2P link that allows the CU expanded reach/exposure to be realized by onboarding new borrowers. Rate Reset is a middleman.

[tussking]

How do I use this to my advantage? MyFico for Dummies - ME