Mint.com?

[Closingracer99]

I am not 100% sure this is the right place to put it but I will put it here.

I am considering using mint. Is it safe? 

[Anonymous]

Mint is owned by the same people who created Turbo Tax. It is about as safe as it could get. With that said, Mint requires you to disable two factor authentication, which is not that safe. You might be able to get around it with an application specific password for Mint. However, disabling two factor authentication is a security risk in my book. 

I use Mint to track expenses. My Mint account tracks all my non-CU credit cards, none of which have 2 factor authentication for log-on. It does not track my bank account, CU CC, and most investments, since most of those have two factor authentication enabled. Simply put, Mint works great for me for tracking expenses, but I don't use it to get a picture of my networth. 

But here are the basics:

1. Mint is about as trustworthy as it gets. Probably more so than some smaller banks/CUs. 

2. Mint requires 2 factor authentication to be disabled. This is a security risk on your end (not Mint's). 

3. Not using Mint is safer than using Mint. But the same could be said with online banking, and I would sooner take the risk to online bank than play it safe in the stone age. 

[Closingracer99]

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@Anonymous wrote:

Mint is owned by the same people who created Turbo Tax. It is about as safe as it could get. With that said, Mint requires you to disable two factor authentication, which is not that safe. You might be able to get around it with an application specific password for Mint. However, disabling two factor authentication is a security risk in my book. 

I use Mint to track expenses. My Mint account tracks all my non-CU credit cards, none of which have 2 factor authentication for log-on. It does not track my bank account, CU CC, and most investments, since most of those have two factor authentication enabled. Simply put, Mint works great for me for tracking expenses, but I don't use it to get a picture of my networth. 

But here are the basics:

1. Mint is about as trustworthy as it gets. Probably more so than some smaller banks/CUs. 

2. Mint requires 2 factor authentication to be disabled. This is a security risk on your end (not Mint's). 

3. Not using Mint is safer than using Mint. But the same could be said with online banking, and I would sooner take the risk to online bank than play it safe in the stone age. 

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I currently dont have 2 factor autentication on my Accounts since i really didn't know you can turn it on. So its safe i might give it a whirl.

As terms of not using your Bank account how do you get away with it if you bank with chase and have like 5 Credit cards with them?

[youdontkillmoney]

If mint is sponsored/created by TurboTax and TurboxTax had halted state tax filings due to breach of secruity.....hmmm

[Anonymous]

Nothing is foolproof.  

However, I've been using Mint.com for years to track my bank balances, credit cards, and student loans.  Haven't had any problems aside from the typical login issues due to either Mint.com or my bank's online maintenance (or bug; not exactly sure, but it fixed itself within a day or two).  I also check my credit reports regularly;  nothing out of the ordinary.  

I find it to be quite useful - and it's free. 

[smith5879]

I've had a mint account for several years, but didn't really start using it until just a couple months ago. It's made tracking my monthly budget much easier. Checking each statement for what you spent each month is a huge hassle when you have 4 credit cards through 3 different issuers. Not to mention that with mint you can categorize your purchases however you want. With mint I can see all my bank accounts as well as all my credit card transactions in one place. I myself, will never go back to not using mint, or something similar.

[Anonymous]

It's intuit, the same firm that does quick books too.

[Anonymous]

Worth it. Using iphone6+ with mint and it not only tracks my 2 banks, but opens my eyes to what I spend monthly.

Security? If you trust TurboTax on your PC then yes, go for it. No breaches here.

Only caution is what what said earlier, sometimes there is lag with accounts and currently connectivity issue with some credit cards (Cap1 for me). However I'm diligent with other apps so no worries.

Ps. They have quarterly credit monitoring. 😊

[Broke_Triathlete]

Mint bills is another good app that's free.

[Anonymous]

I use Mint as well and it really helps you keep track of those expenses you might easily overlook. Helps me get my spending under control in certain areas and gives me a quick snapshot of where things are at different points during the month.