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NFCU CLOC Approval and Question

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lordbuffington
Established Member

NFCU CLOC Approval and Question

Hello,
Let me start by saying how invaluable the information in this forum is. I unexpectedly had to apply for a new apartment lease on my own in February and was approved. I don't think I would have been without the information I've used from this group!

My main question is that I was approved for a $15000 CLOC with NFCU today. I signed electronically, and everything is good to go. I'm just curious if I would see this account in "My Accounts" view? Because I do not. I see my checking, savings, Flagship, and Go Rewards accounts. Should I see it here, or is it possible that it'll take a little time? I've tried to search prior posts and couldn't find anything on it.
Message 1 of 10
9 REPLIES 9
thornback
Senior Contributor

Re: NFCU CLOC Approval and Question

Takes a couple of days to show up (mine took 2). It will appear under 'loans & credit'.

Congrats on your lease and CLOC approvals!
Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 2 of 10
lordbuffington
Established Member

Re: NFCU CLOC Approval and Question

Awesome... Thank you for the reply!
Message 3 of 10
Anonymous
Not applicable

Re: NFCU CLOC Approval and Question

Congratulations!

 


@lordbuffington wrote:
Awesome... Thank you for the reply!


I will be applying for a line of credit with navy soon, credit scores and any derogs?

Message 4 of 10
lordbuffington
Established Member

Re: NFCU CLOC Approval and Question

I have an old derog from 2013 and two medical bills (both under $100).
FICO 8: EQ 686, TU 712, EX 684
I've taken a lot of hits for an app spree late last year, and the leasing application. I've only been with NFCU since December.
Message 5 of 10
19eighty5
Senior Contributor

Re: NFCU CLOC Approval and Question

Congratulations on your CLOC approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 6 of 10
Anonymous
Not applicable

Re: NFCU CLOC Approval and Question

What apr did you get on the cloc?
Message 7 of 10
lordbuffington
Established Member

Re: NFCU CLOC Approval and Question

15.90. I don't remember what the ranges were on this product. I don't think it's the highest, but I just don't remember what the lowest rate they offer is.
Message 8 of 10
SouthJamaica
Mega Contributor

Re: NFCU CLOC Approval and Question


@lordbuffington wrote:
Hello,
Let me start by saying how invaluable the information in this forum is. I unexpectedly had to apply for a new apartment lease on my own in February and was approved. I don't think I would have been without the information I've used from this group!

My main question is that I was approved for a $15000 CLOC with NFCU today. I signed electronically, and everything is good to go. I'm just curious if I would see this account in "My Accounts" view? Because I do not. I see my checking, savings, Flagship, and Go Rewards accounts. Should I see it here, or is it possible that it'll take a little time? I've tried to search prior posts and couldn't find anything on it.

Yes you will see it. Not to worry.


Total revolving limits 586020 (520820 reporting) FICO 8: EQ 706 TU 701 EX 692




Message 9 of 10
Anonymous
Not applicable

Re: NFCU CLOC Approval and Question

Congratulations on your CLOC approval 👏🏾

It's an awesome LOC. Enjoy it!
Message 10 of 10
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