NFCU CLOC/Navcheck Approved

Anonymous · ‎05-13-2016

Finally got my results of my application last weekl. They countered my $15k request with $6k. I will take it!

undrtkr65 · ‎05-13-2016

congrats on your approval. Do you happen to know what you beacon 5.0 score is thats what they use. i got approved for the full 15k with a 598 beacon score. With your scores that high it seems they should have approved you for the full 15k. I got my in jan off a denied auto loan application same hp. I also have a cash rewards credit card they just bumped to 15k.

Anonymous · ‎05-13-2016

Not sure what the score was. I know when I applied for the credit card om the same day my letter from that approval said 714. Also think income plays a roll.

RonM21 · ‎05-14-2016

Congrats on getting your approval

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

undrtkr65 · ‎05-14-2016

income could have been the reason. I do direct deposit about 5k a month to them so thats probably why they gave me the full amount. I am hoping they will refinance my truck soon right now i'm at 20.95 intrest rate on it. I probably have to make 2 or 3 more payments so i can build my auto loan history back up. Congrats again on your approval.