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NFCU CLOC?

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Anonymous
Not applicable

NFCU CLOC?

OK so once my membership app and CC were approved, I applied for a CLOC and its been 13 days with no decision. Should I call in or wait it out? Is this a verification issue?

Message 1 of 5
4 REPLIES 4
UncleB
Credit Mentor

Re: NFCU CLOC?


@Anonymous wrote:

OK so once my membership app and CC were approved, I applied for a CLOC and its been 13 days with no decision. Should I call in or wait it out? Is this a verification issue?


If it were me, I would give them a call. 

 

Most CLOC applications get approved or denied (or more info requested) in a couple of days at the most... you should have heard something from them by now.

 

Good luck!

Message 2 of 5
Guyatthebeach
Valued Contributor

Re: NFCU CLOC?

I would call them as it sounds like something is missing from your application.

 

Guyatthe beach

Message 3 of 5
Appleman
Valued Contributor

Re: NFCU CLOC?

If you live by a brank stop by, they can print out the agreement and you will sign and be done.

 

Otherwise it is most likely you are waiting on snail mail to receive the agreement you need to sign.

 

Either way, give them a call and they can help you out.

 

I live 35-40 minutes for a branch and got tired of waiting. Took the trip up to the branch and they printed my agreement and I signed it in the branch. Of course the same paperwork arrived a day later.

Message 4 of 5
RonM21
Valued Contributor

Re: NFCU CLOC?

Call them. That is a long period of time. They at least must have some info or update they can give you.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 5 of 5
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