Has anyone heard of NavyFed denying someone the LOC due to bankruptcy?
Yes, I was denied the LOC. They approved me for a Visa and Car loan but no NavChek (yet)
NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 13K | Cap1 QS 12.5K | Barclay MC 20k | Delta Gold Amex 38K | Discover IT 20K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 8k |
The LOC would really help my util but they haven't budged on that....so confusing
When was your BK ?
No, they actually denied me because of BK in 2012
@1GaDawg85 wrote:No, they actually denied me because of BK in 2012
Now that I think of it I dont recall what reason they gave for my LOC denial. I was still shocked that they approved the CC. Im currently in the Garden till sept but when I come out It'll be 14 months post disch and 14 months of excellent payment history with Navy CC & car loan, Of course all other non-Navy accounts too. I will be re-apping for the LOC then and I'll see what happens.
Anyone else with similar LOC / NavChek experience ?
@Creditwiser wrote:
@1GaDawg85 wrote:No, they actually denied me because of BK in 2012
Now that I think of it I dont recall what reason they gave for my LOC denial. I was still shocked that they approved the CC. Im currently in the Garden till sept but when I come out It'll be 14 months post disch and 14 months of excellent payment history with Navy CC & car loan, Of course all other non-Navy accounts too. I will be re-apping for the LOC then and I'll see what happens.
Anyone else with similar LOC / NavChek experience ?
I found the denial letter they sent , I was denied the LOC due to BK