NFCU Restriction Security Department

[MyDataMyChoice]

NFCU Restriction Security Department 

So 

My Mom, Myself, My Grandma and I all have restrictions on our account(s)

no notifcation...just tried to use my card and got not approved... called in and said you have to speak to security your account is restricted...

This happened the first month (nov) within the first 30 days... the account was restricted b/c of membership verification...well we took care of that... NOW what!

And they are only open Mon-Fri 8-4

[TRC_WA]

I hear NFCU doesn't mess around when it comes to membership eligibility.

[MaisCher]

You mentioned having a good friend move in with you to gain Navy eligibility in a previous post. Did you do that? May have triggered the alert....

Good Luck!!

[MyDataMyChoice]

Yes that was me... but would that affect everyone in my family

[BungalowMo]

First of all, who you live with has absolutely NO impact on eligibility whatsoever.

With NFCU...you are eligible if you, or a family member, are a current member of the armed forces (Army, Navy, Air Force or Marines), or currently employed by DoD or are a DoD contractor.

Are you saying you & your family members have Navy Fed credit cards, but they ALL have a hold on them??

[Anonymous]

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@BungalowMo wrote:

First of all, who you live with has absolutely NO impact on eligibility whatsoever.

With NFCU...you are eligible if you, or a family member, are a current member of the armed forces (Army, Navy, Air Force or Marines), or currently employed by DoD or are a DoD contractor.

Are you saying you & your family members have Navy Fed credit cards, but they ALL have a hold on them??

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That's not true.  They specifically state that you can join thru a household member:

What You Need to Join Through a Family or Household Member

Family and household members will be referred to as "sponsor" throughout the application process. If you are using a sponsor for membership eligibility, you will need to provide the following information:
Sponsor's last name
Sponsor's Access Number or the last four digits of sponsor's Social Security number and date of birth
Sponsoring member's affiliation (i.e., Army, Air Force, Contractor, etc.)

[darkfrosty]

That sucks man.

I am in still in the first 30 days of membership and I havent moved anything over yet but i did get a cc.

[BungalowMo]

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@Anonymous wrote:

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@BungalowMo wrote:

First of all, who you live with has absolutely NO impact on eligibility whatsoever.

With NFCU...you are eligible if you, or a family member, are a current member of the armed forces (Army, Navy, Air Force or Marines), or currently employed by DoD or are a DoD contractor.

Are you saying you & your family members have Navy Fed credit cards, but they ALL have a hold on them??

---

That's not true.  They specifically state that you can join thru a household member:

What You Need to Join Through a Family or Household Member

Family and household members will be referred to as "sponsor" throughout the application process. If you are using a sponsor for membership eligibility, you will need to provide the following information:
Sponsor's last name
Sponsor's Access Number or the last four digits of sponsor's Social Security number and date of birth
Sponsoring member's affiliation (i.e., Army, Air Force, Contractor, etc.)

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Fair enough....I stand corrected.

That must be something fairly recent. (as in the last few years) Several years ago when I wanted to join, I was happy to hear that DoD contractors could finally join.  The criteria has certainly loosened .

[MyDataMyChoice]

I Joined Navy Federal 11/14

and had a membership verification check within the first 30 days.. cleared that

Now I have another hold... this hold is by security department.. no one knows anything... i called membership and they said its not membership... you have to speak to security department monday

freaking out LOL

My Account, My Moms, Gransmas are all Locked out

Guess Ill find out monday...

Maybe b/c the cards are pretty much temproarally maxxed out ?   I Balance Transfered EVERYTHING to them

but why would that affect their accounts?   

[Anonymous]

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@BungalowMo wrote:

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@Anonymous wrote:

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@BungalowMo wrote:

First of all, who you live with has absolutely NO impact on eligibility whatsoever.

With NFCU...you are eligible if you, or a family member, are a current member of the armed forces (Army, Navy, Air Force or Marines), or currently employed by DoD or are a DoD contractor.

Are you saying you & your family members have Navy Fed credit cards, but they ALL have a hold on them??

---

That's not true.  They specifically state that you can join thru a household member:

What You Need to Join Through a Family or Household Member

Family and household members will be referred to as "sponsor" throughout the application process. If you are using a sponsor for membership eligibility, you will need to provide the following information:
Sponsor's last name
Sponsor's Access Number or the last four digits of sponsor's Social Security number and date of birth
Sponsoring member's affiliation (i.e., Army, Air Force, Contractor, etc.)

---

Fair enough....I stand corrected.

That must be something fairly recent. (as in the last few years) Several years ago when I wanted to join, I was happy to hear that DoD contractors could finally join.  The criteria has certainly loosened .

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Yeah, I'm pretty sure that the household membership criteria is fairly recent.  It's been awhile before I recently joined (again) after closing my account out years ago but I don't remember that being a way to join.