Re: Revised Navy CLOC Total Limit Capped at 3k Per Manager ?
Noooo that's a bummer.....
Starting Score: 612 Goal Score: 850 Credit Cards: Capital One Spark Visa $700 6/8/2002 19 yrs | Navy Federal Flagship Rewards $15,000 9/24/2014 7 years | Victoria's Secret $4100 11/17/2014 7 years | Amazon $6000 12/1/2015 6 years | Discover Miles #1 $6300 1/19/2017 4 years | Navy Federal AmEx $10,000 7/6/2017 4 years | American Express Hilton Honors Surpass $2000 4/30/2019 3 years | American Express Everyday Preferred$1000 8/24/2019 2 year | Home Depot $5000 7/06/2017 4 years | Overstock $14,150 5/12/2019 2years | Chase Slate $1800 9/24/2019 2 years | Discover IT #2 $9,000 9/24/2019 2 years | FNBO Evergreen $11,300 11/24/2021 | PenFed Platinum Rewards $15,000 11/26/2021
Major changes at NFCU to their overdraft LOC. The maximum line of credit has decreased from $15K to $5K for active military and $3K for non-military. Customer service states they are planning to give initial credit limits of $500 absent exceptional credit and/or income. These disclaimers are also on the website. Not surprising though, NFCU is known for big limits but has always been hesitant on the overdraft LOC. Hoping this doesn't creep into credit cards too.
After reading your post I checked to see if I still have my CLOC which is $15,000 and it is still there. Maybe those who got their $15,000 several years ago are Grand fathered....
Starting Score: 612
