One time initial chex check

[Anonymous]

I wanting to open a new checking accounts that provides the following features (I dont want a bank that constantly checks Chex after an account is open with them):

Online check deposits

No monthly/maintainence fees

No min balance

No credit HP

Possibly unlimited withdrawals with no fees at any atms

Nice to have:

Cashbacks

fico score monitoring

no overseas atm withdrawal fees

Currently, I have Alliant, Chase only checking/savings account only.

My credt card companiesinclude:

Amex

Chase

Barclays

Elan financial (bmw)

I am not military and or Vet.

Please suggest. Thanks

[M_Smart007]

Hi @Anonymous ,

I certainly do not have all you answers, but here is something that I feel might point you in a direction?

25 Banks That Don’t Use ChexSystems: Online & National

https://retirepedia.com/banks-that-dont-use-chexsystems.html

Couple more reads;

https://www.crediful.com/banks-that-dont-use-chexsystems/

https://chexsystemsrelief.com/non-chexsystems-banks/

[Anonymous]

Thanks @M_Smart007 , will look into it.

If anyone has other suggestions, please feel free to suggest

[Anonymalous]

That ATM requirement is going to hard to meet, so you might have to look at something like Charles Schwab. Their checking account hits the unlimited free withdrawals from any ATM requirement, plus no min and no foreign fees. No idea about Chex, but you're probably safe from a HP. Downside is it's an investment bank, so you also have to open a brokerage account. Fidelity is similar, but does have a small (1%) foreign transaction fee.