PL soft pull question

[Nelsoul]

2 weeks ago had a preapproved offer from Amex, wanted slightly longer term, so I tried discover, penfed ( also PLOC) , got denied. Then tried bestegg, got approved 20K 9.99%  - was considering pulling the trigger, luckily I looked here and saw chatter about how this type of loan is bad for our scores..

The next day went to Amex and the offer was gone..

I did see a bunch of weird web scearch results on my EX alerts,  but no HP...called them to remove me totally,  they said it takes 20 days.

Could getting approved for a PL using a SP be seen by another bank? Maybe Amex system is aware of the approval. Could doing multiple SP prequlifys trigger you into " seaking credit? I'm hoping it comes back after 30 day when things refresh. Or maybe I just waited too long..

Any thoughts?

[FinStar]

On the question about SPs, only you can view them. Lenders are not able to view other financial instiution's SPs. So, when it comes to checking offers, lenders can change their internal criteria at any given time, which could also be driven by stored cookies on your devices. So, it could be a scenario of here today, *poof* tomorrow. 

You can obtain copies of your CRs from annualcreditreport.com to view SPs if you wish.

[Nelsoul]

I have seen people mention applying in incognito mode, could be a cookie thing. I did try to get my report and got a message ( can't remember exactly) something like due to recent activity they are unable to process and to contact EX directly. 

Thanks