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PSECU Signature loan LOC Instant Approval

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arifjk
Frequent Contributor

PSECU Signature loan LOC Instant Approval

I was looking around at PSECU Signature loan and Personal LOC. I have been a member for almost 2 years. I have their Founder's card. Before I applied, i tried to get info about their LOC here, but data is very few. All that i can find though is pointing towards manual review.

 

So i pulled the trigger. Filled out the application, and at the end of the form, i was given a notice that the max i can apply is $20k and it asked how much i wanted, so i put in $20k. Then it gave me the term of 2 rates. Fixed loan and variable as stated in their rates table for the lowest APR. 

 

Then i clicked submit, and within 1 second, it gave me a pop-up notice that I have been auto-approved. Very surprised. Happy though that i didn't have to go through the dreaded long manual review.

 

 



AVEN Visa $80k; BCU LOC $50k; PSECU LOC: $20K; Langley FCU LOC $10K; CuSoCal LOC $25k; BECU LOC: 15k; Apple FCU LOC $20k

Message 1 of 6
5 REPLIES 5
Papa_Bear
Frequent Contributor

Re: PSECU Signature loan LOC Instant Approval

Congrats on the approval!




Message 2 of 6
AverageJoesCredit
Legendary Contributor

Re: PSECU Signature loan LOC Instant Approval


@arifjk wrote:

I was looking around at PSECU Signature loan and Personal LOC. I have been a member for almost 2 years. I have their Founder's card. Before I applied, i tried to get info about their LOC here, but data is very few. All that i can find though is pointing towards manual review.

 

So i pulled the trigger. Filled out the application, and at the end of the form, i was given a notice that the max i can apply is $20k and it asked how much i wanted, so i put in $20k. Then it gave me the term of 2 rates. Fixed loan and variable as stated in their rates table for the lowest APR. 

 

Then i clicked submit, and within 1 second, it gave me a pop-up notice that I have been auto-approved. Very surprised. Happy though that i didn't have to go through the dreaded long manual review.

 

 


GratsSmiley Happy Any dps to share?

Message 3 of 6
OmarGB9
Community Leader
Super Contributor

Re: PSECU Signature loan LOC Instant Approval

Grats on the approval!


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 4 of 6
babygirl1256
Senior Contributor

Re: PSECU Signature loan LOC Instant Approval

Congrats on your PSECU signature loan LOC . . . that's awesome!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 5 of 6
arifjk
Frequent Contributor

Re: PSECU Signature loan LOC Instant Approval


@AverageJoesCredit wrote:

@arifjk wrote:

I was looking around at PSECU Signature loan and Personal LOC. I have been a member for almost 2 years. I have their Founder's card. Before I applied, i tried to get info about their LOC here, but data is very few. All that i can find though is pointing towards manual review.

 

So i pulled the trigger. Filled out the application, and at the end of the form, i was given a notice that the max i can apply is $20k and it asked how much i wanted, so i put in $20k. Then it gave me the term of 2 rates. Fixed loan and variable as stated in their rates table for the lowest APR. 

 

Then i clicked submit, and within 1 second, it gave me a pop-up notice that I have been auto-approved. Very surprised. Happy though that i didn't have to go through the dreaded long manual review.

 

 


GratsSmiley Happy Any dps to share?


DP: 

EX5: 696

EX8: 746

INQ: 3/12 and 25/24

New account: 0/12



AVEN Visa $80k; BCU LOC $50k; PSECU LOC: $20K; Langley FCU LOC $10K; CuSoCal LOC $25k; BECU LOC: 15k; Apple FCU LOC $20k

Message 6 of 6
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