PSECU Visa Credit Card, Visa Check Card, ATM card

[vanillabean]

PSECU may require a hard pull for the credit card, but not for the Check card or the ATM card?

Is there any reason to get the ATM card rather than the Check card?

[CreditUnionFan]

Have you read their Terms & Conditions, fee schedule?

I've seen one where the CU charged for a regular ATM-only debit card per month, but gave the VISA-branded debit card for free.

If the PSECU is only a SP to join, then I won't have to wait. Their credit card offer is good; I'd think about it except I have lots of credit elsewhere and get 2.99% APR balance transfer rates almost all of the time.