Ayyyyyyy Congrats 
@M_Smart007 wrote:... $25,000 @6.49% ... Took the 60 Months ..
Nicely done, Smarty. Those are excellent terms for an unsecured loan. 
Congrats! And it soundlike it's pretty simple to get done. Beautiful.
A couple of questions, if you don't mind:
* POI required?
* Some profile DPs?
Very nice, @M_Smart007!
Also good move putting some of it in gold - this is a good time! I'm a silver dude and I was going to try to pick up a little more a few days ago when it dipped, but of course everybody else had the same idea, LOL.
Way to hit a home-run with PenFed!
@Anonymous wrote:
@M_Smart007 wrote:... $25,000 @6.49% ... Took the 60 Months ..
Nicely done, Smarty. Those are excellent terms for an unsecured loan.
A couple of questions, if you don't mind:
* POI required?
* Some profile DPs?
@Anonymous ..
No Required POI
Pulled EQ last known score 773 (FICO9)
Data From Equifax
22 Inquiries in the Last 2 Years
Most Recent Inquiry (Besides PenFed Today)
| HSBC BANK | 01/07/20 |
Request Orginator
AAoA = Average Account Age 2 Years, 2 Months
AoOA = Length of Credit History 35 Years, 9 Months
2% Utiilization
22/24 Inquiries >>> 13 scoreable Inqs. in 12 months
48 Open Accounts
17 Closed Accts. (Car Loans & CC's)
5 Store Cards
1 NFCU SSL (Open)
No Mortgage Loans
No Auto Loans
Now (1) Personal Loan
No Baddies/Lates/Derogs/BK's/CO's
Income a few $$$ more than @AverageJoesCredit
Also received a PenFed PCR Visa CLI of $11,500 (Instant via website request)
and Applied for Penfed Platinum Rewards Visa Siggy (Pending Manual Review)
^ Congratulations on your CLI!
@UncleB wrote:Very nice, @M_Smart007!
Also good move putting some of it in gold - this is a good time! I'm a silver dude and I was going to try to pick up a little more a few days ago when it dipped, but of course everybody else had the same idea, LOL.
Way to hit a home-run with PenFed!
Thank You @UncleB
The Physical Silver and Gold supply is "tight" right now!
.9999 1oz Gold Bullion coins have been bringing $200.00 over spot price ... can you say "SQUEEZE"
Have a Great Day
@credit_endurance wrote:@ M_Smart007, Big congrats on the loan approval. Question about the disbursement of the funds. Do they mail out an actual check, or is this straight deposit to the bank account?
LOL @credit_endurance .. We are talking PenFed here 
No doubt!