Thanks for the ideas! I'm looking at yet another pay raise this year, well, 2 actually, but only one is currently documented. Even though by then I won't have credit card debt, just a few loans under 1 year PIF, I've already got other goals for the income side of things so your tips are appreciated for long term figuring.
Working towards decent Fico 5,4,2 scores and reducing DTI. - Done
Goals: Mortgage ready when it's time
No CC debt or unsecured loans by Winter 2025. - Ahead of schedule
Newest goals: Maximize CB, Savings & Investments
