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Prestige Pay card ridiculousness

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IcyCool7227
Frequent Contributor
‎10-10-2019 07:18 PM
‎10-10-2019 07:18 PM

Prestige Pay card ridiculousness

I have been researching prepaid card accounts to see if they offer a high yield savings account with no monthly fees but the only ones that do are the Netspend ones. Control and PayPal Prepaid do but charge a monthly fee no matter what you do. I came across Prestige Pay and this is the worst prepaid card I've wever come across. Why on earth would anybody get this card when they could get a cash management account that doesn't check the Chex Systems like TD Ameritrade or Fidelity Investments? What is the point of Prestige Pay really? $3 for a live customer service inquiry via the phone? Come on now! Does anyone here have this card?

 

https://www.prestigepay.com/fee-schedule/

As of: 8/15/25:
EQ: 783 (prev. 798 on 1/10/25; 794 on 12/19/24; 781 on 9/20/24; 747 on 8/7/24; 781 on 7/1/24; 785 on 3/28/24. 778 on 2/6/24; 773 on 1/26/24; 750 on 1/7/24; 626 on 6/7/23 & 652 in April 2023) - FICO 8
EX: 766 (prev. 769 on 1/10/25; 767 on 10/26/24; 751 on 9/20/24; 729 on 8/7/24; 752 on 7/1/24; 761 on 755 on 2/6/24; 753 on 1/26/24; 732 on 1/7/24; 643 on 6/7/24; 619 in April 2023) - FICO 8
TU: 773 (prev. 768 on 1/10/25; 771 on 12/3/24; 756 on 9/6/24). - FICO 8.

Have:
- Amazon Prime Store Card: $10,000
- Amex Blue Cash Everyday (AU): $10,000
- Capital One Savor Cash Rewards: $3,600
- Chase Freedom Flex: $1,000
- Citi Custom Cash: $9,200
- Citi Double Cash: $8,000
- Citi Rewards +: $5,800
- Discover it Cashback: $2,500
- Kohl’s Charge: $3,000
- Mercury Rewards Visa: $4,390
- PayPal World Cashback MasterCard: $5,500

- Super Cash: Limit varies based on debit balance - doesn't show up in accounts anymore though on CRs.
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the_jan_b
Established Contributor
‎10-10-2019 08:03 PM
‎10-10-2019 08:03 PM

Re: Prestige Pay card ridiculousness

@IcyCool7227 wrote:

I have been researching prepaid card accounts to see if they offer a high yield savings account with no monthly fees but the only ones that do are the Netspend ones. Control and PayPal Prepaid do but charge a monthly fee no matter what you do. I came across Prestige Pay and this is the worst prepaid card I've wever come across. Why on earth would anybody get this card when they could get a cash management account that doesn't check the Chex Systems like TD Ameritrade or Fidelity Investments? What is the point of Prestige Pay really? $3 for a live customer service inquiry via the phone? Come on now! Does anyone here have this card?

 

https://www.prestigepay.com/fee-schedule/

Ridiculous doesn't even begin to describe it!! 

 

They are the first prepaid card company that I know of, that charges you for closing your account and having to send a check if there are remaining funds in the account!  **insert angry eyeroll**

Enjoying your freedom? Thank a servicemember and their family!

In the garden since 26 Jun 14...

I am digitaldiva's alter-ego


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