cancel
Showing results for 
Search instead for 
Did you mean: 

Problems with discover debit card. How?

tag
DU556
Regular Contributor

Problems with discover debit card. How?

I've had discover's cashback checking since 2015 no issues at all. This year I requested a new debit card with a chip to be more "secure". What a mistake. When I try to use my new chip debit card at grocery stores it always gets declined. They ask what type of card it is and once they see discover they say, oh we don't accept discover." luckily, my old discover debit card with no chip is still active so I run that one through and gets accepted by the system with no issues.
How can that be? They're both discover debit cards but the new one doesn't work. They already sent me a replacement for the new card thinking I got a bad one but the issues continue. Has anyone ese had this issue?
They told me the system might deactivate the old one before its expiration date and if that does occur, I'm screwed.
Message 1 of 7
6 REPLIES 6
Moneyklutz
Frequent Contributor

Re: Problems with discover debit card. How?

Ummm..  silly question but did you activate the new card with the chip?

 

A (new) replacement card won't work till you do that which might be the reason it's being declined? 

 

 

Message 2 of 7
Anonymous
Not applicable

Re: Problems with discover debit card. How?

^ if you haven't activated card do so

 

The only other thing I could possibly think of is the actual chip terminal at the counter is the reason for the decline. Sometimes some are faulty.

Message 3 of 7
Anonymous
Not applicable

Re: Problems with discover debit card. How?

My BofA card had a faulty chip. If it's chip that's failing, after three tries the pinpad will tell you to swipe it.

 

If you don't get to this, then the issue is on Disco's end, i.e., the card probably isn't active.

Message 4 of 7
Anonymous
Not applicable

Re: Problems with discover debit card. How?


@Anonymous wrote:

My BofA card had a faulty chip. If it's chip that's failing, after three tries the pinpad will tell you to swipe it.

 

If you don't get to this, then the issue is on Disco's end, i.e., the card probably isn't active.


Thanks for the information as I sure did not know this ... appreciated!!!

Message 5 of 7
DU556
Regular Contributor

Re: Problems with discover debit card. How?

It's active for sure. I'm able to use it at some locations but at others it doesn't work.
Message 6 of 7
DU556
Regular Contributor

Re: Problems with discover debit card. How?

Discover already sent me a replacement for the new debit card and I'm still having the same issues. I hope they fix this before my old non chip debit card gets dedicated otherwise I might have to switch banks
Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.