RBFCU Membership Eligibility Question

[MyDataMyChoice]

Does anyone know the member eligibility for RBFCU 

https://www.rbfcu.org/loans/credit-cards

[Pikaboo-icu]

It's in their FAQ's, you just have to try to join and then they tell you.. Kinda silly but.... /shrugs

How do I qualify for membership with RBFCU?

There are several ways to qualify for membership with RBFCU. Common ways to qualify for membership include your employer, place of worship, community organization, neighborhood or school. You may also qualify through immediate family members who are part of the credit union (spouse, children, parents, siblings, stepchildren, adopted relatives, etc.). You can complete a short online application to see if you qualify for membership.

If you are unable to qualify through any of the options listed above, you may contact us and our member service specialists can help you determine if there are additional opportunities to qualify.

[CreditCuriosity]

There is also a work around by joing a parent teachers association or something like that in one of the areas in TX which makes you eligable or did at one point in time and I believe that loop hole still exists

[bigpoppa09]

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@CreditCuriosity wrote:

There is also a work around by joing a parent teachers association or something like that in one of the areas in TX which makes you eligable or did at one point in time and I believe that loop hole still exists

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I read a while back in the big thread that baller started that way in is dead  if OP doesn't qualify for the normal ways to get if they are a TX resident they can join the American Consumer Council  that will get u in.

[Anonymous]

Wow! I got lost on their website for a good while. Interesting different account options. Looks like a really good credit union to join.

[jacetx]

A few things to consider about RBFCU (I bank with them):

Pros:

- Free checks.

- Can use same pull for credit products.

- Chat function during business hours.

- My mobile deposit funds are available instantly.

- App is nice and their online banking services are up 99.99% of the time.

Cons:

- As a lender they are conservative.

- 2% Cash Rewards card is issued once a year.

- Not able to do cash deposits at ATM, only in Drive Thru.

[Anonymous]

I don’t like conservative @jacetx

One bit..

[MyDataMyChoice]

isnt there CLOC a hidden LOC?

[jacetx]

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@MyDataMyChoice wrote:
isnt there CLOC a hidden LOC?

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Not anymore, I have it and it reports.

[Anonymous]

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@jacetx wrote:

A few things to consider about RBFCU (I bank with them):

Pros:

- Free checks.

- Can use same pull for credit products.

- Chat function during business hours.

- My mobile deposit funds are available instantly.

- App is nice and their online banking services are up 99.99% of the time.

Cons:

- As a lender they are conservative.

- 2% Cash Rewards card is issued once a year.

- Not able to do cash deposits at ATM, only in Drive Thru.

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That's a nice list -- thank you.

Questions: Is it a hard pull to join? Do they use TU ezclusively for credit underwriting?