Recommendation for 3%+ interest bank account?

Anonymous · ‎10-14-2015

Hey guys,

If you have any bank accounts that give over 3% interest, could you share them here? Looking for solid and reputable banks.

(Either checking or savings)

Anonymous · ‎10-14-2015

I've only seen rates like this at CUs for checking accounts that usually have 3-4 actions you must take to receive this rate. And typically that is capped at say 10-15k. Would be curious to see if there are any other options.

Anonymous · ‎10-15-2015

Make sure you can jump through the hoops, but these are the few I have learned of.

3% for 500$

https://www.dcu.org/personal-banking/savings-choices.html

3%

https://www.lmcu.org/banking/checking/checking_max.aspx

5.09%

http://www.myconsumers.org/personal/checking/free-rewards-checking.html

Anonymous · ‎10-15-2015

Idk if this works, but I read somewhere about people setting up gift cards to automaticly reload on amazon each month for 25cent each to meet the LMCU debit card requirement. Not sure how they do it, or if you would need to make multiple amazon logins....

Anonymous · ‎10-15-2015

@Anonymous wrote:
Make sure you can jump through the hoops, but these are the few I have learned of.

3% for 500$

https://www.dcu.org/personal-banking/savings-choices.html

3%
https://www.lmcu.org/banking/checking/checking_max.aspx

5.09%
http://www.myconsumers.org/personal/checking/free-rewards-checking.html

Yup...those are the ones I know.

That 3% for 500 is worthless lol.

The best one I know would be that 3% one from LMCU.

The 5% from CCU makes you use their credit card....which I don't want to. LMCU only has 4 steps to go through per month.

Anonymous · ‎10-15-2015

BECU 4% up to 500 on checking and savings each so $1000.

I generally don't use debit cards so I don't qualify for most of these things.

Anonymous · ‎10-15-2015

@Anonymous wrote:
BECU 4% up to 500 on checking and savings each so $1000. Not great but I leave some cash there.

I generally don't use debit cards so I don't qualify for most of these things.

Yeah...I don't think $500 is a good enough incentive to move money into..(chex report getitng dinged for new account)