Rewards Checking Accounts (RCA)

[billpayer21]

Does anyone have any recommended financial institutions for high interest rates for RCA?

[SouthJamaica]

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@billpayer21 wrote:

Does anyone have any recommended financial institutions for high interest rates for RCA?

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Evansville Teachers FCU

https://etfcu.org/accounts/checking/

[Anonymous]

i currently use

https://www.axosbank.com/

[billpayer21]

Anybody has any high interest RCA rates to add to the ones listed below?

Genisys – 4.07% – up to 7,500.00

Union Valley – 3.51% – up to 25k

ETFCU – 3.30% – up to 20k

Bank of Missouri – 3.05% – up to 15k

LMCU – 3.00% – up to 15k

Note: Minimum of 3% or higher and no hard credit pull.

[billpayer21]

Union Square not Union Valley at 3.51%

[billpayer21]

Any recommended low price debit card charges other than Amazon $.50 reloads?

[PullingMeSoftly]

https://www.depositaccounts.com/checking/reward-checking-accounts.html

[Anonymous]

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@billpayer21 wrote:

Any recommended low price debit card charges other than Amazon $.50 reloads?

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I use Bluebird and Cash App.   These are "free" in that I can use the balance in Bluebird to pay a credit card bill and Cash App can just return the money to your bank account.  Using Amazon reloads costs a tiny bit in that you could have been earning more (5% with Prime credit cards for example) on those reloads.

[Anonymous]

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@billpayer21 wrote:

Union Square not Union Valley at 3.51%

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Is this fairly new?   I joined ETFCU maybe 3 years ago and wasn't aware of this at the time.   Slightly higher rate and 3 less debit transactions per month.  Sounds good!

ETA: See it is restricted to TX (mainly)

[SouthJamaica]

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@billpayer21 wrote:

Does anyone have any recommended financial institutions for high interest rates for RCA?

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The Kasasa rewards checking accounts are available at many credit unions.

https://www.kasasa.com/#kasasa-checking