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SDFCU Pre-Approved Personal Loan Check!!!!

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lhcole77
Valued Contributor

Re: SDFCU Pre-Approved Personal Loan Check!!!!

I got one as well. I debated it for a moment but decided against it. Don't want any new TLs right now.

 

The rates are pretty good! And, from what I understand, its no HP, just the SP that was done to pre-qual, but it will be a new TL. I am not 100% convinced of the SP v HP but that is what was relayed to me by CSR at SDFCU.

 

They do have a loan special at 5.99% APR through Jan. 31. That is an option too. But I bet that will be a HP for sure.

Message 21 of 26
B335is
Moderator Emeritus

Re: SDFCU Pre-Approved Personal Loan Check!!!!

Congrats Ron! Did you decide to go for it?
Message 22 of 26
Ron1
Super Contributor

Re: SDFCU Pre-Approved Personal Loan Check!!!!


@B335is wrote:
Congrats Ron! Did you decide to go for it?

Thanks!!!I am going to deposit  to my account today. Did you get this offer?

 

 

Ron 

Message 23 of 26
Creditcurious74
Frequent Contributor

Re: SDFCU Pre-Approved Personal Loan Check!!!!

Does anyone know if this CU BK friendly? I wonder how I'd qualify for membership

Message 24 of 26
lhcole77
Valued Contributor

Re: SDFCU Pre-Approved Personal Loan Check!!!!


@Ron1 wrote:

@B335is wrote:
Congrats Ron! Did you decide to go for it?

Thanks!!!I am going to deposit  to my account today. Did you get this offer?

 

 

Ron 


YAY! Congrats, Ron.

Message 25 of 26
lhcole77
Valued Contributor

Re: SDFCU Pre-Approved Personal Loan Check!!!!


@Creditcurious74 wrote:

Does anyone know if this CU BK friendly? I wonder how I'd qualify for membership


Good question. I know for me they did a SP for membership on EX. Might be worth a shot, depending on how old your BK is.

 

If it doesn't work out chances are it will only be a SP, but that is just based on my membership experience.

Message 26 of 26
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