Hmmm.
Got a mailer this week for a Sallie Mae Personal Loan with rates from 6.99 to 19.99.
I've got a personal loan with PenFed at 17.99%
Searching says that Sallie Mae pulls Experian which is my lowest score at 717.
Anyone have any experience with them?
Is it worth the HP to try to refinance for a lower rate?
Please and thank you.
Fico 8 01/01/26: EX 788, EQ 802, TU 785.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.
Zero percent financing is where the devil lives...
